About Phat Chau

Let us guide you through the process, so you can join the thousands of happy homeowners who trust New American Funding. We've simplified the process and created tools to give you a hassle-free experience with your mortgage! We understand your needs in the current market conditions, and with extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you will receive:

Professional advice and support in making your home financing decisions
A full spectrum of loan products from which to choose
Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.

Phat Chau Reviews

★ ★ ★ ★ ★

4.85 /5.0

Based on 44 reviews

★★★★★

Kate P. of , for Phat Chau

Transaction Completed: 5/6/2022

Phat was SO helpful and attentive, he made the experience great! I'd recommend him to anyone I know.

★★★★★

Theresa M. of Trophy Club, TX for Phat Chau

Transaction Completed: 5/3/2022

Phat was amazing through a long and tedious process due to no fault of his own. He was professional, courteous and friendly. HIGHLY RECOMMEND! THANK YOU, PHAT!

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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COMPETE WITH CASH BUYERS & WIN!

It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

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Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.