Phat Chau Photo

Phat Chau Sr. Loan Officer

  • NMLS # 2018594
  • 71 Reviews
MPA 5-Star Retail Lender

About Phat Chau

Let us guide you through the process, so you can join the thousands of happy homeowners who trust New American Funding. We've simplified the process and created tools to give you a hassle-free experience with your mortgage! We understand your needs in the current market conditions, and with extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you will receive:

  • Professional advice and support in making your home financing decisions
  • A full spectrum of loan products from which to choose
  • Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
  • Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice. 

#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

You're In Good Hands!

4.89/5 Based on 71 reviews


Transaction Completed:

"Phat was awesome! I’ve already recommended him to multiple people. He made the process seamless and stress-free!"

Kokomo, IN


Transaction Completed:

"Dealing with Mr. Chai was not only a pleasure, he seemed to go out of his way to make sure we were informed through each process. We have been renters for years, with his knowledge and expertise we are now proud homeowners. No longer are we subjugated to a landlord and paying off someone else's loans or mortgage. Now we can take pride in our own space with the added security of a safe home. Thank you Phat for all your hard work! Robert and Sharon G. Indiana"

Madison, IN


Transaction Completed:

"Phat was super responsive and great at responding whenever we needed support."

Cumberland, RI


Transaction Completed:

"Attention to detail and personality"

Cumberland, RI

New American Funding


6504 International Pkwy, Suite 1300
Plano, TX 75093

Direct: 469-208-0425

Mobile: 469-212-4875


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