Pam Rios Photo

Pam Rios Sr. Loan Consultant

  • NMLS # 208089
  • 394 Reviews

About Pam Rios

Pam Rios has 38 years of experience in all areas of the mortgage business.  Some of Pam’s achievements have been designated as the first FHA direct endorsement underwriter in the United States Virgin Islands where she lived for 15 years.  Pam has been recognized in the top 20 of production at New American Funding for several years as well as achieving President’s Council.  Pam is dedicated to her clients, her agents and has the commitment, empathy, and takes pride in her service level commitments to her clients and her team.  

"My team and I work hard in ensuring you get a 5-star experience with the knowledge and expertise she and her team bring. My assistant Magen and my processor David Dumas have combined experience of over 10 years! Our philosophy is together we make dreams come true, just give us the opportunity to earn your business.  In my spare time, I enjoys raising my chickens here at the farm with myson, husband, and two four paw babies named Shadow and Leba. Let us be your guide, your go to, your partner in 2023 and years to come!

#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!

4.88/5 Based on 394 reviews


Transaction Completed:

"The response was fast and cordial, my only sugestion is that double check the data you are sending to the customers because we need to make some changes during the process because some information was not there, but overall great service."

Hampton, GA


Transaction Completed:

"Assistant with patient and care contacts was on point and phone calls was pleasant I mean this team was great Thanks again"

Loganville, GA


Transaction Completed:

"You Guy took your time both on the phone and through e-mails walking us through the process of getting the loan."

Loganville, GA


Transaction Completed:

"Pam and her assistant Magen was excellent . They went above and beyond to help us throughout the homebuying process . I would definitely recommend anybody that is looking for a lender to choose them . Thank you for all of you all hard work"

Hampton, GA

New American Funding


1850 Parkway Place, ste 510
Marietta, GA 30067

Direct: 678-231-1754


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