You're In Good Hands!

4.97/5 Based on 652 reviews

5/5

Teddy

Transaction Completed:
6/6/2026

"Nicole was amazing for my clients and kept our deal moving from initial offer all the way through closing! we could not have done it without her."

Framingham, MA

5/5

Thomas Smith

Transaction Completed:
5/27/2026

"Nicole was incredible to work with throughout our home financing process. She was knowledgeable, responsive, and made everything feel in control. From the very beginning, she took the time to explain all of our options clearly and helped us feel confident in every decision we made. I ask a lot of questions and she answered them all in detail. She was also extremely available during the entire process. No matter how many questions we had, Nicole always responded quickly. She worked hard to move fast in getting approved and it played a role in our accepted offer. She worked off hours and made things come together for us even on a beautiful Sunday morning. Anything we needed she got quickly and accurately. I would absolutely recommend her to anyone looking for a mortgage. We couldn't have been happier with her services."

5/5

Thomas Smith

Transaction Completed:
5/22/2026

""

5/5

Thomas

Transaction Completed:
5/22/2026

"Nicole was extremely responsive . I ask a lot of questions and she gladly answered them all"

So Yarmouth, MA

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

VA Loans

No down payment required. Special terms available to veterans and active duty military.

Cash Out Refinance

Turn your home's equity into cash.

Explore More Options

Refinance Calculator

Calculate your new monthly payment after refinancing.

calculate

Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

get payment

How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

get payoff

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

Where Homebuyers Are Getting the Most for Their Money in Today’s Housing Market

The typical household can now afford a larger share of homes on the market than just a few years ago. Read More

Summer Design Trends: Staycations and Softness Set the Tone This Season

Here are some summer decor trends gaining momentum. Get ready to rethink, refresh, and make the most of your home as the weather finally war... Read More

Mortgage Rates Rise Slightly as the Summer Homebuying Season Approaches

Mortgage interest rates ticked up ever so slightly as oil prices and inflation remained elevated. Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Nicole Kittredge Branch Manager

About Nicole Kittredge

Top Rated
Mortgage Lender

You're In Good Hands!