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Kati O'Brian Sr. Loan Consultant

  • NMLS # 1666129
  • 4 Reviews
MPA 5-Star Retail Lender

About Kati O'Brian

Kati O’Brian is Sr. Loan Consultant at New American Funding.  She has been a Loan Officer since 2017 and thrives on client connection. She specializes in VA/FHA Loans with an array of knowledge in multiple mortgage loan products.  Kati continues to stay proficient in the ever-evolving home mortgage industry with an arsenal of loan products for first-time home buyers to investment home buyers.

Kati is a lifelong native, born & raised on the beautiful Emerald Coast. She is dedicated to serving the community through local chambers, charities, and athletic organizations. Through her personal homebuying experience, she found her calling as a Loan Officer and made the resolution to help individuals and families achieve their goals of homeowning. Kati's top priority is to educate her clients who ultimately become friends and maintain personal connections throughout their experience in the loan process. She is dedicated to making sure you are understood, respected, and cared for well beyond your closing date! 

#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit jdpower.com/awards.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

NAF American Dream Logo

Mission Statement: The New American Dream initiative combines hard work, integrity, a team effort, and continuous learning to increase the rate of Black Homeownership in America. Our purpose is to provide racial equity and build consumer confidence through home buying education, accessibility to credit, and mortgage industry career opportunity awareness to black communities.

We're Committed: At New American Funding, we believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are committed to bridging the racial wealth gap. It's why we come to work each day.

You're In Good Hands!

5/5 Based on 4 reviews


Transaction Completed:

"Kati was very quick to respond with anything that we needed during the process. We are grateful to her for her help and getting us to the finish line!"

Destin, FL


Transaction Completed:

"Kati went the extra mile from day ONE!!!"

Destin, FL


Transaction Completed:

"I changed lenders a week into me be under contract and still closed within 2 weeks of making the change and closed a week early than estimated. I have nothing but positive things to pass on about my experience! Katie was the best!!!"

Santa Rosa Beach, FL


Transaction Completed:

"She really went above and beyond for me. No words can describe how amazing Kati is! She truly cares for her client and goes beyond measure to ensure the best outcome. I appreciate everything that she did for us ! If you’re wondering why I say these things, you’ll see exactly why when you work with her."

Fort Walton Beach, Florida

New American Funding

Fort Walton Beach

348 Miracle Strip Parkway Southwest, Ste. 17
Fort Walton Beach, FL 32548

Mobile: 850-585-8440

Email: Kati.OBrian@nafinc.com

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