Jonathan Robert is the Branch Manager for New American Funding in Birmingham, Alabama. Specializing in guiding first-time homebuyers, veterans, and those in search of 100% financing, he whips up custom mortgage solutions to suit any financial palate. With a knack for turning homeownership dreams into reality, Jonathan has become the go-to guy for realtors looking to seal the deal in the region. No stranger to the spotlight, Jonathan has been stru...
Jonathan Robert is the Branch Manager for New American Funding in Birmingham, Alabama. Specializing in guiding first-time homebuyers, veterans, and those in search of 100% financing, he whips up custom mortgage solutions to suit any financial palate. With a knack for turning homeownership dreams into reality, Jonathan has become the go-to guy for realtors looking to seal the deal in the region.
No stranger to the spotlight, Jonathan has been strutting his stuff in the mortgage world, consistently landing in the top 1% of mortgage originators according to the prestigious Scotsman Guide. In 2023, he even snagged a coveted title as a top lender in Alabama for the Alabama Housing Finance Authority’s Step Up program – talk about a home run! Before he was cooking up mortgages, Jonathan was a chef, and now he uses his culinary charm to spice up marketing efforts and build strong bonds with real estate pros.
When he's not crunching numbers or grilling up a storm, Jonathan enjoys spending time with his wife, Terri, of over 20 years. Together, they're raising their daughter, Aubrey, who's currently navigating the wilds of the University of Alabama. With a passion for helping others and a flair for navigating the world of home financing, Jonathan is the secret ingredient that makes the Alabama community tick.
CLOSE FASTER WITH NAF CASH
Give your homebuyers the competitive edge they need in today's housing market. NAF Cash allows qualified buyers to make non-contingent cash offers, helping them stand out from the competition and close on their home with confidence. Fast approvals, flexible terms, and the backing of New American Funding's trusted expertise.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Make stronger, cash-backed offers
Close in as few as 10 days
No financing contingency needed
Seamless conversion to permanent financing
YOUR PATHWAY TO HOMEOWNERSHIP STARTS HERE
The goal of homeownership is closer than you think. NAF's Pathway to Homeownership is a first-time homebuyer down payment assistance program that offers qualified first-time buyers up to $6,000 in assistance—with no repayment required. Whether you need help with your down payment, closing costs, or other upfront expenses, this program makes your first home more accessible. Plus, it can be combined with other assistance programs for even more support. Ask about down payment assistance in (state).
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Up to $6,000 in down payment assistance (no repayment) For first-time homebuyers
Down payments as low as 3%
Stackable with other assistance programs
SELF-EMPLOYED? WE HAVE FINANCING SOLUTIONS FOR YOU
Traditional lenders often make it difficult for self-employed professionals and business owners to qualify for a home loan. Non-QM loans recognize that W-2s don't tell the whole story. Whether you're a freelancer, contractor, entrepreneur, or small business owner, we use alternative documentation like bank statements to prove your income and get you approved.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Bank statement income verification
Self-employment friendly guidelines
No tax return requirements (on some programs)
Competitive rates for strong credit
Customer Reviews
Our Customers Love Us!
4.9/5Based on 171 reviews
Clear, honest, and frequent communication. Jonathan was very personable and easy to talk to or ask questions.
5.0
Preston M.
9/9/2026Birmingham, AL
Not only communication but also what was being communicated.
5.0
Greg C.
9/8/2026Springville, AL
Jonathan is a very highly qualified and professional lender I would recommend any day. He knows his stuff.
5.0
Jeff D
8/31/2026
Made the process quick and easy Very easy to communicate with and down to earth Gave us multiple options so we could choose what best fit our needs .
5.0
Walter L K.
5/20/2026Helena, AL
Very easy process. Jonathan was very easy to reach responded quickly And was a pleasure to work with.
5.0
Melissa C.
5/16/2026Thorsby, AL
They were very informative and very clear.
5.0
Juan G.
5/5/2026Clanton, AL
Everything!
5.0
Sarah D.
5/1/2026Alabaster, AL
Jonathan is an awesome lender! He is always organized and efficient. He is helpful, kind and almost always available when you need him! I would highly recommend him and love working with him every time I get to!
5.0
Brittany P.
4/29/2026Alabaster, AL
Clear, honest, and frequent communication. Jonathan was very personable and easy to talk to or ask questions.
5.0
Preston M.
9/9/2026Birmingham, AL
Not only communication but also what was being communicated.
5.0
Greg C.
9/8/2026Springville, AL
Jonathan is a very highly qualified and professional lender I would recommend any day. He knows his stuff.
5.0
Jeff D
8/31/2026
Made the process quick and easy Very easy to communicate with and down to earth Gave us multiple options so we could choose what best fit our needs .
5.0
Walter L K.
5/20/2026Helena, AL
Very easy process. Jonathan was very easy to reach responded quickly And was a pleasure to work with.
5.0
Melissa C.
5/16/2026Thorsby, AL
They were very informative and very clear.
5.0
Juan G.
5/5/2026Clanton, AL
Everything!
5.0
Sarah D.
5/1/2026Alabaster, AL
Jonathan is an awesome lender! He is always organized and efficient. He is helpful, kind and almost always available when you need him! I would highly recommend him and love working with him every time I get to!
Get started with a custom mortgage rate quote today!
Your Path to Homeownership Starts Here.
No SSN required. Zero credit impact. It takes less than 1 minute.
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