Get started with a custom mortgage rate quote today!
Your Path to Homeownership Starts Here.
No SSN required. Zero credit impact. It takes less than 1 minute.
Loan Consultant
NMLS #1613857
Already Started an Application? Click Here
Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.
No SSN required. Zero credit impact. It takes less than 1 minute.
Make stronger, cash-backed offers
Close in as few as 10 days
No financing contingency needed
Seamless conversion to permanent financing
The goal of homeownership is closer than you think. NAF's Pathway to Homeownership is a first-time homebuyer down payment assistance program that offers qualified first-time buyers up to $6,000 in assistance—with no repayment required. Whether you need help with your down payment, closing costs, or other upfront expenses, this program makes your first home more accessible. Plus, it can be combined with other assistance programs for even more support. Ask about down payment assistance in (state).
No SSN required. Zero credit impact. It takes less than 1 minute.
Up to $6,000 in down payment assistance (no repayment) For first-time homebuyers
Down payments as low as 3%
Stackable with other assistance programs
Why settle for a home that's almost perfect? Our home renovation loans let you purchase and improve your property with a single mortgage. Finance both the home purchase and renovation costs together, turning your vision into reality from day one.
No SSN required. Zero credit impact. It takes less than 1 minute.
Single loan for purchase + renovation
No need for separate construction financing
Up to 75% of after-renovation value
Licensed contractor network available
Stop managing multiple loans for your construction project. One-Time Close construction loans streamline the entire process from groundbreaking to move-in day. Lock your mortgage rate upfront, avoid multiple closings, and work with experienced construction lending specialists who guide you every step of the way.
No SSN required. Zero credit impact. It takes less than 1 minute.
Single closing = lower costs
Rate lock during construction

No requalification needed
Transitions seamlessly to permanent loan
Traditional lenders often make it difficult for self-employed professionals
and business owners to qualify for a home loan. Non-QM loans recognize
that W-2s don't tell the whole story. Whether you're a freelancer, contractor,
entrepreneur, or small business owner, we use alternative documentation
like bank statements to prove your income and get you approved.
No SSN required. Zero credit impact. It takes less than 1 minute.
Bank statement income verification
Self-employment friendly guidelines

No tax return requirements (on some programs)
Competitive rates for strong credit
I’m Jean Carlos “JC” Briceño, a bilingual Loan Consultant with New American Funding based in Weston, Florida. I began my career in 2004 and bring more than 20 years of mortgage and real estate experience throughout South Florida.
With an MBA in Finance, I approach mortgage lending as a consultant and problem solver. I take the time to understand each client’s financial profile, goals, and circumstances before developing a financing strategy tailored to their needs.
I help first time homebuyers, self employed borrowers, foreign nationals, real estate investors, and experienced homeowners navigate the mortgage process. My experience includes Conventional, FHA, VA, Jumbo, renovation, bank statement, DSCR, and other alternative mortgage programs for borrowers who may require a more creative or strategic approach.
Whether you are buying your first home, moving into your next one, purchasing a second home, investing in real estate, renovating a property, or refinancing, my goal is to help you understand your options and make confident, informed decisions.
Based in Weston, I serve borrowers throughout Broward, Miami-Dade, Palm Beach, and across Florida in both English and Spanish. From our first conversation through closing, you can expect clear guidance, personal service, and a financing strategy designed around your goals.
More Than a Mortgage. A Strategy Built Around You.
JC was there start to finish. I felt totally secure in the transaction and knew it would close and we would have no issues !
JC's work was outstanding from start to finish. He made the entire mortgage process clear and seamless with his constant communication. Thanks to his support, we closed on our home smoothly and on time.
I nspite of many hurdles in the home purchase process, all were overcome in the best possible way.
10/10 recommend. Wouldn't use anyone else other than Jean.
Jean was prompt, responsive, and proactive. I would highly recommend him and feel comfortable doing so to anyone, including family, friends, and colleagues.
Jean and his team were great to work with. They were proactive in getting necessary documents to get the loan funded quickly together. Great broker partner!
Amazing experience working with Jean Carlos Briceno!! Very attentive to all my questions, he explained every step of the process and delivered on everything he offered. Recommend him 100% !!
JC was there start to finish. I felt totally secure in the transaction and knew it would close and we would have no issues !
JC's work was outstanding from start to finish. He made the entire mortgage process clear and seamless with his constant communication. Thanks to his support, we closed on our home smoothly and on time.
I nspite of many hurdles in the home purchase process, all were overcome in the best possible way.
10/10 recommend. Wouldn't use anyone else other than Jean.
Jean was prompt, responsive, and proactive. I would highly recommend him and feel comfortable doing so to anyone, including family, friends, and colleagues.
Jean and his team were great to work with. They were proactive in getting necessary documents to get the loan funded quickly together. Great broker partner!
Amazing experience working with Jean Carlos Briceno!! Very attentive to all my questions, he explained every step of the process and delivered on everything he offered. Recommend him 100% !!
Your Path to Homeownership Starts Here.
No SSN required. Zero credit impact. It takes less than 1 minute.
Get market updates, mortgage tips, and homebuying insights delivered straight to your inbox.
You are being redirected to a third party website. New American Funding is not responsible for the content of this website, including its privacy policy. Do you want to continue?