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Jay Pena Loan Consultant

  • NMLS # 448311
  • 88 Reviews
MPA 5-Star Retail Lender

About Jay Pena

With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you'll receive:

  • Professional advice and support in making your home financing decisions
  • A full spectrum of loan products from which to choose
  • Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
  • Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice. 

#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit jdpower.com/awards.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

You're In Good Hands!

4.97/5 Based on 88 reviews


Transaction Completed:

"we have no plans of buying our home that time when we consulted Jay thru Ms. Elvie. my husband and I was only trying our luck if we will get an approval. The process was smooth, less worries and great that is because we had a great team working hand by hand all throughout day and night. I am so impress with Jay how he handles everything. He is kind and very dedicated to work. He has the heart to help achieve our dream home and ears to listen how he can met our ability to pay.. Thank you so much Jay and Ms. Elvie."



Transaction Completed:

"Great communication, great service, and most importantly, great sense of urgency!"

Fresno, CA


Transaction Completed:

"Jay was awesome to work with. Any time we needed anything he was there. Great customer service and communication throughout the whole process. I look forward to working with Jay and the Team again in 2023!"

Patterson, CA


Transaction Completed:

"When it comes to Real Estate purchases its important to have an experienced loan officer on the job. When I know Jay is on the job I can rest assured that he will bing us to the finish line if at all possible. It's a good life!"

Vallejo, CA

New American Funding

Sacramento - Jong

1960 Del Paso Road, Suite 147
Sacramento, CA 95834

Mobile: 415-244-9891

Email: Jay.Pena@nafinc.com

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