About Jay Pena

With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you'll receive:

Professional advice and support in making your home financing decisions
A full spectrum of loan products from which to choose
Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.

Jay Pena Reviews

★ ★ ★ ★ ★

4.95 /5.0

Based on 51 reviews

★★★★★

Brittany P. of Suisun City, CA for Jay Pena

Transaction Completed: 7/5/2021

This is my 3rd home loan with Jay Pena and there is no one i trust more and will work with other than him. I have referred a few people to him and will say the same!! He is patient, explains things in a way i can fully understand my mortgage, always available and responds in a timely manner and will go above and beyond to get the best deal that works for you!!

★★★★★

Monique P. of Vacaville, CA for Jay Pena

Transaction Completed: 7/1/2021

Easy to work with, fast service

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

FHA

This mortgage loan allows for 3.5% down payment.

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From the Blog

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While it looks like homebuying may have picked up in June, new data shows that increase may have been felt only in the sales of existing hom... Read More

Location

New American Funding

Sacramento - Jong

1960 Del Paso Road, Suite 147
Sacramento, 1960 Del Paso Road, Suite 147 95834

1960 Del Paso Road, Suite 147
Sacramento, CA 95834

Direct: 209-623-1517

Mobile: 415-244-9891

Email: Jay.Pena@nafinc.com

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Jay Pena Loan Consultant