Erica Davis Photo

Erica Davis Sr. Loan Consultant

  • NMLS # 1239059

About Erica Davis

Originally from South Carolina, Erica is a graduate of the University of South Carolina and the University of West Florida. For the last 12 years, the Emerald Coast of Florida has been home to Erica and she loves the Panhandle life. 

Erica is married to husband Patrick and a mother to her children, Emmett, John and Alese. Erica is actively involved in her community; she is involved in her family home life and her kids sports activities.  Her family loves doing local activities from strawberry picking, spending the day at the river or beach, to boating and Cobia fishing in the beautiful Gulf of Mexico. She is a member of the women’s council of Realtors and young professional groups.  Erica loves working in financial services to help individuals and families meet their financing goals.  She has been in the banking and financial industry for over 10 years.  Her driving force is seeing how homeownership builds a lifetime of memories and financial wealth for families all over the South.  Her mission is to provide world class customer service and use her experience to become an integral part of your team during the home loan process.


As a prominent national lender, Erica provides a wide array of loan products for every need.  She specializes in VA loans, second homes, and investment property. 



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!

5/5 Based on 7 reviews

Michelle Marshall

Transaction Completed:



Barbara M

Transaction Completed:

"Working with Erica and her team was a pleasure. Thank you very much for all your help! Barbara and Roger"

Milton, FL


Transaction Completed:

"From the first phone call to closing day, erica made the entire process not only easy, but fun! THANK YOU so much for such a great experience! 10/10:)"

Wetumpka, AL


Transaction Completed:

"Erica was available at all hours. Including when we had to reach her during her husband’s birthday dinner. Amazing service."

Milton, FL

New American Funding

Niceville, FL

1177 E John Sims Parkway
Niceville, FL 32578

Direct: 850-590-8992


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