About Erica Davis
Originally from South Carolina, Erica is a graduate of the University of South Carolina and the University of West Florida. For the last 12 years, the Emerald Coast of Florida has been home to Erica and she loves the Panhandle life.
Erica is married to husband Patrick and a mother to her children, Emmett, John and Alese. Erica is actively involved in her community; she is involved in her family home life and her kids sports activities. Her family loves doing local activities from strawberry picking, spending the day at the river or beach, to boating and Cobia fishing in the beautiful Gulf of Mexico. She is a member of the women’s council of Realtors and young professional groups. Erica loves working in financial services to help individuals and families meet their financing goals. She has been in the banking and financial industry for over 10 years. Her driving force is seeing how homeownership builds a lifetime of memories and financial wealth for families all over the South. Her mission is to provide world class customer service and use her experience to become an integral part of your team during the home loan process.
As a prominent national lender, Erica provides a wide array of loan products for every need. She specializes in VA loans, second homes, and investment property.
4.9/5 Based on 269,421 Reviews
NAF360 is our commitment to 360 degrees of trust and respect.
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
From the Blog
Pennsylvania First-Time Homebuyer Guide
Dreaming of buying your first home in Pennsylvania but put off by the costs? As a first-time homebuyer, you could be able to access thousand... Read More