About Phil Chenier

Phil graduated from the Cal State University system with a degree in English. After graduation he became a loan officer and has since arranged thousands of loans for all levels of buyers. Phil is a state licensed loan officer for New American Funding who arranges loans in Los Angeles and Orange Counties.  He has a long history of working with first, second and multiple time home buyers.  He attributes his high success rate at arranging loans to his ability to listen to buyers’ goals and needs. Once he has a working knowledge of the financial abilities of the buyer he can then help craft a loan program that suits the individual buyers’ plans for the future while offering the most competitive pricing

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.99/5 Based on 54 reviews
5/5

Scott

Transaction Completed:
11/26/2025

"Phil was awesome. Very attentive and excellent communication."

Huntington Beach, California
5/5

Lynda G

Transaction Completed:
11/21/2025

"Phil is knowledgeable and has his client's best interests in mind. Easy to work with."

Huntington Beach, CA
5/5

Melissa Cash

Transaction Completed:
9/26/2025

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5/5

Nobu H

Transaction Completed:
8/18/2025

"1- Pre approving the clients AND educating the borrowers on the importance of being Ready and having underwriter approval. This short (21 day) escrow would've never happened if the borrowers had not been prepared the way they were by Phil. 2. Communication. Phil always communicated with the opposing cooperating agent- this case, with listing agent, and us a Master at putting them at ease."

San Pedro, CA

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

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Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

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Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Long Beach

6621 E Pacific Coast Hwy, Ste. 215
Long Beach, CA 90803

Direct: 714-612-5054

Email: phil.chenier@nafinc.com

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