Phil Chenier Photo

Phil Chenier Branch Manager

  • NMLS # 359384

About Phil Chenier

Phil graduated from the Cal State University system with a degree in English. After graduation he became a loan officer and has since arranged thousands of loans for all levels of buyers. Phil is a state licensed loan officer for New American Funding who arranges loans in Los Angeles and Orange Counties.  He has a long history of working with first, second and multiple time home buyers.  He attributes his high success rate at arranging loans to his ability to listen to buyers’ goals and needs. Once he has a working knowledge of the financial abilities of the buyer he can then help craft a loan program that suits the individual buyers’ plans for the future while offering the most competitive pricing

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

You're In Good Hands!

4.99/5 Based on 35 reviews


Transaction Completed:

"Professional, informative and definitely extremely helpful"

Corona, CA

Jeremy Pace

Transaction Completed:

"NAF and Phil helped my wife and me get our dream home. Without NAF's cash offer program, our offer would not have been accepted. The costs of using NAF's program were clear upfront and it was definitely worth it for us."



Transaction Completed:

"Phil always answered his phone and if he didn't he would call back right away. Getteing a hold of a lender for answers is very important to me and he was always on top of the loan from start to finish."

Anaheim, CA


Transaction Completed:

"Phil is the man! Enjoy working with him, & my wife and are thankful for all his help, inputs, and his professionalism. We would HIGHLY recommed him and his team to everyone we know. Thank you Phil. F. Rezai"

Rancho Santa Margarita, CA

New American Funding

Long Beach

6621 E Pacific Coast Hwy, Ste. 215
Long Beach, CA 90803

Direct: 714-612-5054


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