You're In Good Hands!

4.93/5 Based on 61 reviews

5/5

Victoria L

Transaction Completed:
2/11/2026

"Our project has a lot of false starts and delays. Paula patiently moved our loan to and from the back burner andthen got it finalized in a timely manner. She understood our needs and had good advice to share."

Leadville, CO

5/5

James John

Transaction Completed:
2/2/2026

"From the start Paula Ramey made our experience GREAT when we met her in a first-time homebuyer class. For a local succesful lender to spend time volunteering in an educational course spoke volumes about Paula's character. She was knowledgeable and friendly and willing to meet with my and my family in the early days just to brainstorm and talk about what our future could look like. As we started to get more serious- so did Paula and the rest of her team. The application process was smooth and we recieved help whenever we needed it. In the Final stretch Paula and her team made it happen for us- we are now Homeowners in Breckenridge! Clear instructions and expectations helped us meet deadlines, and Paula's responsive and caring team helped to calm our nerves during this endeavor. It is GREAT to sit in my own home and watch my daughter run around and play as she begins to realize this is our new home. Thanks to Paula and New American Funding for making my American Dream come true!"

Breckenridge, CO

5/5

Rosemary Beth

Transaction Completed:
1/30/2026

"Great communication and I feel the team was looking out for the best for us (the clients)"

Breckenridge, CO

5/5

Sam

Transaction Completed:
1/27/2026

"Paula was attentive to my clients open ended loan process on new construction. She was proactive with completing information and upfront with communication that was helpful and guiding. Her overall conduct would be highly recommended as the standard for all NAF employees."

Breckenridge, CO

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Reverse Mortgage

Loan for homeowners 62 or over to use their home equity and reach their financial goals.

Explore More Options

Refinance Calculator

Calculate your new monthly payment after refinancing.

calculate

Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

get payment

How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

get payoff

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

Home Equity Loans Can Provide Much-Needed Cash: How to Choose the Right One for You

If you have built up equity in your home and are hoping to tap into it, you have a lot of options. There are a variety of home equity loans.... Read More

Here Are the Top 3 States Attracting New Residents–and the 3 States Where People Are Leaving

Here are the top states attracting new residents - and the ones that people are leaving. Read More

Buying a Home This Spring? Here’s How to Succeed in a Competitive Housing Market

If you plan to buy a home this spring, be prepared for fast sales, bidding wars, and competing with all-cash buyers. Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Paula Ramey Branch Manager

About Paula Ramey

Top Rated
Mortgage Lender

You're In Good Hands!