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Michele Koch Loan Consultant
- NMLS # 1655859
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Direct:
717-580-2795 - |
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Email:
michele.koch@nafinc.com
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Already Started an Application? Click Here
About Michele Koch
I've been
helping families navigate the home loan process since 2017, and what drives me
every day is pretty simple: I want people to feel confident — not confused —
when they close on a home.
Based in
Central Pennsylvania, I work with buyers across the entire state. Whether
you're buying your first home, making a move-up purchase, using a VA benefit
you've earned, or looking at how your home can help you reach bigger financial
goals — I'll make sure you understand every step and every option.
I'm known for
being easy to reach, honest about what's realistic, and genuinely invested in
getting you to the finish line. Buyers and real estate agent partners alike
count on me for clear, consistent communication from application to closing —
no surprises, no guessing games.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Trudy
Transaction Completed:
5/16/2026
"Michele's knowledge and genuine care for my clients and their transaction."
Megan
Transaction Completed:
5/5/2026
"Michele was responsive and kind and the process was efficient."
Michelle
Transaction Completed:
5/2/2026
"Michele is the best! She is a quick and effective communicator, a problem solver, knows her business inside and out, and she is incredibly kind to both clients and other industry professionals. I love working with her and hope to continue to do so for a very long time!"
Joseph
Transaction Completed:
4/30/2026
"Michele is a pro, and clearly understands how to keep applications moving towards the goal of closing on time and within terms."
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Housing News & Advice
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect
Meet The Team
Our Mission and Vision
Our Mission:
To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.
Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.
EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
Your Gateway to Enhanced Real Estate Success
Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.
Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
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Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients
Ready to elevate your real estate game?
Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity
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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
Camp Hill
Camp Hill, PA 17011
Direct: 717-580-2795
Email: michele.koch@nafinc.com
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