About Mary Hou

Mary Hou NMLS #413911 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. Mary Hou is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.96/5 Based on 88 reviews
5/5

Laurie M

Transaction Completed:
2/3/2026

"Mary Hou is so communicative and guided us through the whole process seamlessly and efficiently. We trust her and 100% recommend her!"

Oakland, CA
5/5

Nontobeko L

Transaction Completed:
1/9/2026

"As first-time homebuyers, we were nervous, but our loan officer went above and beyond to explain every step and ensure we got the best rate possible. Mary Hou and team were exceptional. This made the experience easier and doable."

Puyallup, WA
5/5

Kamalpreet Kaur

Transaction Completed:
12/17/2025

"she helped us throughout the process.always ready to answer whenever I stuck somewhere she's great and best.."

Covington, WA
5/5

Carlos Arturo

Transaction Completed:
12/15/2025

"Everyone was very supportive to get the tasks done on time. They were very flexible with my schedule, very easy to work with them. I highly recommend this NAF to everybody! Thank You!"

San Francisco, CA

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

San Jose CA 2462

2001 Gateway Place, Suite 420W
San Jose, CA 95110

Direct: 510-459-8248

Email: mary.hou@nafinc.com

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