Kristina Grzywacz Sr. Loan Officer

Denise L

Transaction Completed:
1/18/2026

"Kristina always makes us feel like valued customers. We live in Illinois and have never met her and we speak so highly of her all the time because of every experience we have had with her, not just this one."

Philip

Transaction Completed:
1/17/2026

"My Positive Refinancing Experience: Lower Rates and Peace of Mind I recently decided to explore refinancing my mortgage to take advantage of current market conditions, and I am thrilled with the outcome. After some research, I found that I could significantly lower my interest rate—dropping it by over a full percentage point—which made the entire endeavor absolutely worthwhile."

Adam V

Transaction Completed:
1/17/2026

"Kristina is a consummate professional,"

Kevin

Transaction Completed:
12/30/2025

"What made this experience truly great was my loan officer and the dedication she showed from start to finish. She went above and beyond at every step of the process and was always available, responsive, and patient, even when things felt stressful or complicated. She took the time to clearly explain everything, answered every question thoroughly, and made sure we always understood our options and next steps. Most importantly, she worked tirelessly on our behalf and was the key reason we were able to secure this property. Her knowledge, strategy, and persistence directly resulted in us having no closing costs, which made an enormous difference for our family and allowed this purchase to happen. Without her guidance and advocacy, I truly believe we would not have gotten this home. She made us feel supported, valued, and confident throughout the entire process. It never felt like we were just another transaction. We are incredibly grateful for her hard work and commitment, and we could not have asked for a better loan officer or a better experience."