The goal of homeownership is closer than you think. NAF's Pathway to Homeownership is a first-time homebuyer down payment assistance program that offers qualified first-time buyers up to $9,000 in assistance—with no repayment required. Whether you need help with your down payment, closing costs, or other upfront expenses, this program makes your first home more accessible. Plus, it can be combined with other assistance programs for even more support. Ask about down payment assistance.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Up to $9,000 in down payment assistance (no repayment) for first-time homebuyers
Down payments as low as 3%
Stackable with other assistance programs
SELF-EMPLOYED? WE HAVE FINANCING SOLUTIONS FOR YOU
Traditional lenders often make it difficult for self-employed professionals and business owners to qualify for a home loan. Non-QM loans recognize that W-2s don't tell the whole story. Whether you're a freelancer, contractor, entrepreneur, or small business owner, we use alternative documentation like bank statements to prove your income and get you approved.
No SSN required. Zero credit impact. It takes less than 1 minute.
Key Benefits
Bank statement income verification
Self-employment friendly guidelines
No tax return requirements (on some programs)
Competitive rates for strong credit
About Me
Carrie Buchanan
Loan Consultant
Carrie Buchanan NMLS #248347 is a trusted Sr. Loan Consultant With 25 years of experience in the lending industry, Carrie Buchanan has dedicated her career to helping individuals and families achieve their dream of homeownership. Specializing in a wide range of loan products, including Conventional, FHA, VA, and USDA loans, Carrie goes above and beyond by offering unique down payment assistance programs designed to make homeownership more accessi...
Carrie Buchanan NMLS #248347 is a trusted Sr. Loan Consultant With 25 years of experience in the lending industry, Carrie Buchanan has dedicated her career to helping individuals and families achieve their dream of homeownership. Specializing in a wide range of loan products, including Conventional, FHA, VA, and USDA loans, Carrie goes above and beyond by offering unique down payment assistance programs designed to make homeownership more accessible. Her personalized approach and extensive knowledge of available financial options set her apart from other lenders, ensuring each client receives the best possible solution for their needs. Carrieās commitment to guiding first-time buyers through every step of the home loan process has earned her a reputation as a trusted partner in the home-buying journey. Carrie Buchanan is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!
Customer Reviews
Our Customers Love Us!
4.9/5Based on 135 reviews
5.0
Diana Lor
10/1/2026
helping me get through this process to being able to close on my house!
5.0
Diana L.
10/1/2026Wausau, WI
Super fast responses. Easy to work with. Greatly understanding and nice!
5.0
Zachary G.
9/28/2026Hales Corners, WI
Her knowledge and experience
5.0
Diane G.
9/25/2026Milwaukee, WI
quick responds and updates
5.0
Nanbee T.
9/25/2026Wausau, WI
5.0
Mark Parish
9/23/2026
Every part of the loan
5.0
Mark P.
9/23/2026Milwaukee, WI
Just wanted to give a big shout out to Carrie Buchanan for all her help .Her patience and knowledge helped us through the purchasing of our new condo. Carrie is very personable and eager to do whatever is needed to get the right results. Thanks again Carrie!
5.0
Georgie Reimer
8/24/2026
5.0
Diana Lor
10/1/2026
helping me get through this process to being able to close on my house!
5.0
Diana L.
10/1/2026Wausau, WI
Super fast responses. Easy to work with. Greatly understanding and nice!
5.0
Zachary G.
9/28/2026Hales Corners, WI
Her knowledge and experience
5.0
Diane G.
9/25/2026Milwaukee, WI
quick responds and updates
5.0
Nanbee T.
9/25/2026Wausau, WI
5.0
Mark Parish
9/23/2026
Every part of the loan
5.0
Mark P.
9/23/2026Milwaukee, WI
Just wanted to give a big shout out to Carrie Buchanan for all her help .Her patience and knowledge helped us through the purchasing of our new condo. Carrie is very personable and eager to do whatever is needed to get the right results. Thanks again Carrie!
Get started with a custom mortgage rate quote today!
Your Path to Homeownership Starts Here.
No SSN required. Zero credit impact. It takes less than 1 minute.
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