Legal

WHAT DOES New American Funding, LLC
Do with Your Personal Information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law requires us to tell you how we collect, share, and protect your personal information. Please also read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

All financial companies need to share Customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers’ personal information; the reasons New American Funding, LLC chooses to share; and whether you can limit this sharing.

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

No

For our marketing purposes—
to offer our products and services to you.

No

For joint marketing with other financial companies

No

For our affiliates' everyday business purposes—
information about your transactions and experiences

No

For our affiliates' everyday business purposes—
information about your creditworthiness

Yes

For our affiliates to market to you

Yes

For nonaffiliates to market to you

Yes

• Call 800-450-2010 and select Customer Service or
• Visit us online: https://naf.com/manage-private-info-use

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice

However, you can contact us at any time to limit our sharing.

Call 800-450-2010 or go to www.newamericanfunding.com

Who is providing this notice?

New American Funding, LLC

How does New American Funding, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does New American Funding, LLC collect my personal information?

We collect your personal information, for example, when you

• Apply for a loan
• Give us your income information
• Give us your employment history
• Provide your mortgage information
• Show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with somebody else?

Your choices will apply to everyone on your account.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include financial companies such as NAF Homes, Inc., Empower Escrow, Inc., Empower Settlement Services, LLC, NAF Cash, LLC, and NAF Insurance Services, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Nonaffiliates we share with can include other financial services companies, insurance companies, or other consumer service providers.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include other financial services companies and other consumer service providers.

To the extent that the privacy laws of your state of residence are more protective of your non-public information than federal privacy laws, we will protect your non-public information in accordance with such state law.

California and North Dakota residents: In accordance with California and North Dakota law, we will not share information we collect about you with companies outside of New American Funding, LLC, unless the law allows. For example, we may share information with your consent, to service your accounts. We will limit sharing among our companies to the extent required by California and North Dakota law.

Vermont residents: Except as permitted by law, we will not share information we collect about you with nonaffiliates or affiliates.