About Scott Sheldon
My name is Scott Sheldon, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Branch Manager, NMLS #287389, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

Company Culture
NAF360 is our commitment to 360 degrees of trust and respect.

Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
You're In Good Hands!
Adam G
Transaction Completed:
10/9/2023
"Because of NAF we were able to get our new house quickly and get moved in fast. This is a very hard time for our family and at times things were getting overwhelming. But because of all the great people at NAF it got done. Thanks to everyone."
Elizabeth
Transaction Completed:
9/23/2023
"I liked the team approach, and that coupled with a great on line portal made it easy to understand the transaction and what was needed or expected from me. The only suggestion I would Mae is for the NAF Cash part of the transaction, that you design a one page simple flow chart giving an overview of the process, this would be very useful especially in a transaction like mine where time was of the essence—-including a better explanation of how the rent-back works and how the rental payments are handled/how much they are and when/how are they paid. But overall everything was excellent. Thank you!"
Caleigh
Transaction Completed:
9/23/2023
"Scotts unwavering pursuit of us and our dream for a new home."
Brian
Transaction Completed:
9/18/2023
"I had a complicated loan request and Scott was able to find me not one, but two different loans to go with. Scott is very understanding to your need and gets back to you when he said he would or sooner. His team is excellent in every step of the way, and they give you a reason for the need and urgency. My loan process was very smooth compared to previous loans and refi's from the past. I have told all my friends about Scott and one of them has already purchased their first home through Scott!!!!"
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
New American Funding
Santa Rosa
Santa Rosa, CA 95404
Direct: 707-217-4000
Email: Scott.Sheldon@nafinc.com
Get Directions