About LaMonica McDuffie

As a dedicated and experienced Mortgage Loan Originator, I specialize in helping individuals and families achieve their dream of homeownership. With many years of experience in the mortgage lending industry, I pride myself on providing tailored solutions to meet my clients’ unique financial needs and goals.

Throughout my career, I have built a reputation for:
• Guiding clients through the mortgage process with clarity and confidence.
• Offering a wide range of loan products, including FHA, VA, USDA, conventional, and Non-QM loans like DSCR, Bank Statement, and P&L loans.
• Ensuring smooth, timely closings through effective communication and attention to detail.

My approach centers on educating borrowers, ensuring they understand every step of the mortgage process. Whether you’re a first-time homebuyer, looking to refinance, or exploring investment opportunities, I am here to provide expert guidance and unparalleled support.

When I’m not working, I enjoy traveling the world, trying new restaurants, and spending time with my family and friends. I believe in fostering lasting relationships and look forward to being your trusted mortgage advisor. 

 

I am licensed in North Carolina, South Carolina, and Georgia.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.95/5 Based on 158 reviews
5/5

Alesha T

Transaction Completed:
7/9/2025

"LaMonica and the entire team were very professional and helpful."

Durham, NC
5/5

Wesley

Transaction Completed:
7/4/2025

"LaMonica and Kaye were great with communication and stayed on top of things regarding my application process."

McDonough, GA
5/5

Mariangeliz

Transaction Completed:
6/30/2025

"I am very satisfied since they are very patient, willing to help you."

Red Springs, NC
5/5

Jacqueline Marie

Transaction Completed:
6/22/2025

"Any questions i had, they were always answered and it was always a quick response"

High Point, NC

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

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30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.
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Mortgage Calculators

Estimate your monthly payment, see how much house you can afford, and more!

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

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From the Blog

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How To Lower Your Mortgage Payments: Smart Moves That Can Save You Thousands

Whether you’re a recent homebuyer or a long-time homeowner, there are several ways to reduce your monthly mortgage payment. Read More 

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Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Durham

4813 Emperor Boulevard, Ste.120
Durham, NC 27703
4813 Emperor Boulevard, Ste.120
Durham, NC 27703

Direct: 919-638-7494

Email: lamonica.mcduffie@nafinc.com

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