Jacob Fragoso

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Get Started

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About Me

Sr. Loan Officer

My name is Jacob Fragoso, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Sr. Loan Officer, NMLS #2076839, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.

Customer Reviews

Our Customers Love Us!

4.8/5 Based on 100 reviews

Great, and breaks stuff down so I understand if confused.

5.0

Arturo R.

12/27/2025 Stockton, CA

Easy to work with Jacob and the team Consumate professionals I appreciate them helping us follow our Dreams !!

5.0

David W D.

8/30/2025 Surfside Beach, SC

Jacob was super easy to work with during our transaction. He was knowledgeable with the client and made it a smooth, enjoyable process. Will definitely recommend in the future!

5.0

Kimberly F.

8/29/2025 Surfside Beach, SC

Jacob will guide you through the proces and will help ypu understand it.

4.5

Norma Guadalupe G.

7/23/2025 Arlington, TX

Jacob was knowledgeable, very supportive, and so nice! I could not have made it through the process without him.

5.0

Kimberly Y. J.

3/25/2025 Baltimore, MD

Thank you Jacob for helping us get our house! No extra money out of pocket!

5.0

Clifton T.

3/4/2025 Stockton, CA

Jacob was awesome. He was able to flex to my learning style whe I had questions and he had to answer questions with clear responses and examples. Jacob was also able to not onky walk me thru processes, but also prepped my for future conversations and actions that were needed with follow up. Overall great experience.

5.0

Cherlonda M N.

12/14/2024 Pensacola, FL

great communication with Jacob, always a professional.

5.0

Brian M. R.

12/13/2024 Pensacola, FL

Great, and breaks stuff down so I understand if confused.

5.0

Arturo R.

12/27/2025 Stockton, CA

Easy to work with Jacob and the team Consumate professionals I appreciate them helping us follow our Dreams !!

5.0

David W D.

8/30/2025 Surfside Beach, SC

Jacob was super easy to work with during our transaction. He was knowledgeable with the client and made it a smooth, enjoyable process. Will definitely recommend in the future!

5.0

Kimberly F.

8/29/2025 Surfside Beach, SC

Jacob will guide you through the proces and will help ypu understand it.

4.5

Norma Guadalupe G.

7/23/2025 Arlington, TX

Jacob was knowledgeable, very supportive, and so nice! I could not have made it through the process without him.

5.0

Kimberly Y. J.

3/25/2025 Baltimore, MD

Thank you Jacob for helping us get our house! No extra money out of pocket!

5.0

Clifton T.

3/4/2025 Stockton, CA

5.0

Cherlonda M N.

12/14/2024 Pensacola, FL

great communication with Jacob, always a professional.

5.0

Brian M. R.

12/13/2024 Pensacola, FL

NAF News

Homebuyer Education

Goodbye, Gray: The 2027 Colors of the Year Are Bringing Nature Indoors

Housing News

Get started with a custom mortgage rate quote today!

Your Path to Homeownership Starts Here.

No SSN required. Zero credit impact. It takes less than 1 minute.

Get started with a custom mortgage rate quote today!

Jacob Fragoso

CLOSE FASTER WITH NAF CASH

Key Benefits

Jacob Fragoso

Sr. Loan Officer

Our Customers Love Us!

Homebuyer Education

Goodbye, Gray: The 2027 Colors of the Year Are Bringing Nature Indoors

What Is a Blended Mortgage Rate? How Homeowners Can Borrow More Without Losing Their Low Rate

How Homebuyers Can Win Money-Saving Seller Concessions in Today’s Housing Market

Homeowners Have $11.6 Trillion in Equity Tied to Low Rates. What It Means for Today’s Homebuyers

Get started with a custom mortgage rate quote today!

Jacob Fragoso

CLOSE FASTER WITH NAF CASH

Key Benefits

Jacob Fragoso

Sr. Loan Officer

Our Customers Love Us!

Homebuyer Education

Goodbye, Gray: The 2027 Colors of the Year Are Bringing Nature Indoors

What Is a Blended Mortgage Rate? How Homeowners Can Borrow More Without Losing Their Low Rate

How Homebuyers Can Win Money-Saving Seller Concessions in Today’s Housing Market

Homeowners Have $11.6 Trillion in Equity Tied to Low Rates. What It Means for Today’s Homebuyers

Get started with a custom mortgage rate quote today!

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