About Vicky Liu

Vicky Liu is a nationally recognized, top 1% lending professional with over 22 years of experience in the mortgage industry. Specializing in builder business and new construction financing, she partners closely with developers to structure strategic lending solutions that drive sales and growth. While her primary focus is the builder community, Vicky also proudly serves the general public, guiding clients from first-time homebuyers to seasoned investors with customized loan strategies.

 

As a bilingual professional fluent in English and Chinese, Vicky bridges language gaps to provide a seamless lending experience for a diverse client base. She leads a dedicated team known for disciplined execution and proactive communication, ensuring a smooth process from application to closing. Whether supporting large-scale developments or helping families achieve homeownership, Vicky and her team are committed to delivering expertise, reliability, and results.

 

If you haven't started your online application yet, click the link below to start your application today.

 

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.96/5 Based on 548 reviews
5/5

Jamie Richardson

Transaction Completed:
5/8/2026

"Excellent service and perfect execution of my home loan. Would highly recommend Vicky and her team to anyone seeking mortgage assistance."

5/5

Jamie

Transaction Completed:
5/8/2026

"Wow, wow, wow!!! Vicky is everything you want and need in a lender. When I first met Vicky, it was through the buying process with Storybook Homes. In order to take advantage of the builder’s incentive, I had to use their in-house lender, which was New American Funding. I was given Vicky’s business card but was reluctant to call because I had been working with another lender. Given that I was so far down the path with them, it seemed daunting to start over with Vicky. From our first conversation I knew I was in competent, capable and skilled hands. Throughout the process, Vicky was what I needed rolled up into one bundle of financial wizardry. She was knowledgeable, skilled, dedicated, creative and assistive. Her attitude was positive, and her approach was always solutions based. She steered my transaction with masterful wisdom, providing continuous and frequent updates. Vicky and her team were on point with keeping my transaction moving forward and I always felt that I had the best support behind me throughout the process. Whenever we hit obstacles, Vicky was there like a ninja, slaying every hurdle with razor sharp precision. Vicky’s professional and personal touch was so much more than transactional. She added just the right touch of both for a pleasant and productive experience. I highly recommend Vicky at New American Funding for your lending needs. She is a financial fighter pilot, an incredible asset and I am deeply grateful to her. She is a true gem and a rare find."

Henderson, NV
5/5

Justin Nicholas

Transaction Completed:
5/3/2026

"Vicky was thorough in explaining the process and making sure. I understood what was happening during the loan process. Vicky was quick to respond to any questions and provided timely updates to keep me informed."

Henderson, NV
5/5

Andres Toledo

Transaction Completed:
4/27/2026

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Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

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NAF Cash Can Turn You into a Cash Buyer

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.
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Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Las Vegas

8906 Spanish Ridge Ave, Ste 201
Las Vegas, NV 89148

Direct: 702-339-8167

Email: vicky.liu@nafinc.com

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