Oscar Reto

At NAF, we do things differently. We're putting an end to the old, confusing, and stressful mortgage process. Instead, we're committed to making your mortgage experience simple, streamlined, and stress-free. 25 years in the mortgage industry has given me the privilege to serve thousands of families with responsible, and affordable home loans. I am the Founder and First President of NAHREP Charlotte, and also a Top 1% Mortgage Originator in the co...

At NAF, we do things differently. We're putting an end to the old, confusing, and stressful mortgage process. Instead, we're committed to making your mortgage experience simple, streamlined, and stress-free.

25 years in the mortgage industry has given me the privilege to serve thousands of families with responsible, and affordable home loans. I am the Founder and First President of NAHREP Charlotte, and also a Top 1% Mortgage Originator in the country. As a Bilingual Loan Officer, I also understand the needs of our Hispanic Community. I am passionate about helping borrowers with the many programs we offer. We served First time homebuyers, Self-employed borrowers, ITIN, and have many NON-QM solutions for our homebuyers. As a seasoned leader, I am using my experience to help Loan Officers grow their business and have a fulfilling career.

Specialties:

• Self- employed borrowers.
• First Time Homebuyers
• Investor Financing up to 10 properties
• Bilingual Loan Officer (Spanish)

Awards I am Proud Of:

• Top 1% Mortgage Originator in America
• NAHREP Charlotte Founder and First President
• Scotsman Guide Top Originator
• NAHREP top 250 Mortgage Originator
• NAHREP Charlotte Advisor 2025
• LatinAmerican Coalition board member
• NAF President’s Council – Top Gun