You're In Good Hands!

4.92/5 Based on 150 reviews

5/5

Ryan K.

Transaction Completed:
7/16/2025

"She's the ??"

Urbana, IL

5/5

David K.

Transaction Completed:
7/16/2025

"Everything from the first call till the end of the process , everything and everyone was very professional, very knowledgeable and wonderful"

Urbana, IL

5/5

Carolina E.

Transaction Completed:
7/2/2025

"Michelle does an amazing job at communicating. As a first time home buyer the process is challenging. Michelle will break everything down and make sure you understand. She is readily available to answer questions and get you the information you need. I am so happy to have worked with Michelle and team."

Urbana, IL

5/5

James F.

Transaction Completed:
6/24/2025

"Michelle's team worked very hard from the beginning to inform me throughout the process. Even when we expedited the closing, they worked diligently to get things done and sent them to both parties involved in the sale. I'm also grateful for their knowledge of VA loans, and that we are partnered throughout the life of the loan, particularly considering the current rates. When the time comes, hopefully, I can refinance the loan. I've already been informed of a program that will fit my future needs. I've trusted Michelle for years; she has been the first person I've called when considering buying a home. She is knowledgeable about both sides of the house buying process, and I've sent other members of my family to her. You can trust this team."

East Peoria, IL

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

get payment

How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

From the Blog

What Are Comps in Real Estate? You Can’t Afford to Ignore Them

Short for “comparable sales,” comps are vital to understanding the market whether you’re selling, buying, or just keeping tabs on real estat... Read More

If You Need Help Funding Your Retirement, You May Want to Consider a Reverse Mortgage

Here’s what you need to know about reverse mortgages, including how they work and who might gain the most from them. Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Michelle Mott Sr. Loan Consultant

About Michelle Mott

Top Rated
Mortgage Lender

You're In Good Hands!