About Justin Ulrich

With over 23 years of experience as a mortgage professional, I’m passionate about helping clients navigate an ever-changing market with clarity and confidence. I specialize in supporting first-time and move-up homebuyers through Conventional, Jumbo, VA, FHA, USDA, and programs tailored for self-employed borrowers.


We are also helping homeowners with refinances to lower their monthly payments by locking in a lower rate, using their homes equity to consolidate debt or a combination of both.

 

I take pride in solving today’s most complex financing challenges—whether it’s showing you how to leverage your existing equity to purchase your next home or structuring a winning offer in a competitive market. My educational, strategy-driven approach empowers you to make informed decisions and achieve your homeownership and wealth-building goals with confidence and long-term financial success.


Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.98/5 Based on 25 reviews
5/5

Emusha

Transaction Completed:
5/6/2026

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5/5

Seada

Transaction Completed:
5/6/2026

"Justin Ulrich and his entire team members trully made this experience GREAT! What made this experiances truly great was Justin Ulrich's dediction, patience, and suport throgutout the process. The journey was not easy for me, and there were many moments when i felt stressed, overwhilmed and ready to give up. The process took nearly two-years becaues i was trying to find the right home, and there were many moments when I felt discouraged and overwhelmed. Throughout that entier time, Justin Ulrich remained patient and continued encouraging me to stay patient as well. His support, reassurance and belife that the right home would come gave me strength, to keep going when i felt gvivg up. From the beginning , justin treated me me with kindness, respect , and understanding. He always took the time to explain everything clearly and made sure I understood each staps before moving forward. No matter how many questions I had, he never made me feel like I was asking to much. He was truly professional and always willing to help happily. Whenever problems came up, he worked hard to find solutions and made sure things stayed on truck. What stood out most of him, he truly cared. and gose above beyond for his client's He was responsive , dependable, and committed to help me succeed from the strat to finish . He is genuinely cared about his client's their achieve goals becoming a homeowner like he had done for me. It was not just completing a transaction, his hard work and persistence helped turn one of the most stressful experiences of my lif into one that ended with happiness. and relief. Buying home is one of the biggest moment in person's life, and because of justin's effort, guidance, and determination, I was finally able to reach my dream. I am deeply greatful for evrything he did throughout this journey. His professinalism, compassion and commitment made a lasting impact on me, and I will always truly appreciate the role justin played throughout this joueney, along with all the support from his entire his team members , their patience, dedicaton, and work hard to made a stressfull process feel more mangeable, and i am greatful for everything they did to help me to have a place I call it home. I will never forget that when Justin Ulrich stated these words, \" LET'S MAKE YOU A HOMEOWNER!' These gives a hope and showed his dedication. I recommend!"

Everett, WA
5/5

John

Transaction Completed:
12/2/2025

"Justin is always available and responsive"

Puyallup, WA
5/5

Jessica Shelley

Transaction Completed:
10/14/2025

"Highly recommend Justin and his team! Great first time buying experience!"

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Everett

2733 Colby Ave
Everett, WA 98201

Direct: 206-931-0406

Email: justin.ulrich@nafinc.com

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