About Justin Ulrich

With over 23 years of experience as a mortgage professional, I’m passionate about helping clients navigate an ever-changing market with clarity and confidence. I specialize in supporting first-time and move-up homebuyers through Conventional, Jumbo, VA, FHA, USDA, and programs tailored for self-employed borrowers.


We are also helping homeowners with refinances to lower their monthly payments by locking in a lower rate, using their homes equity to consolidate debt or a combination of both.

 

I take pride in solving today’s most complex financing challenges—whether it’s showing you how to leverage your existing equity to purchase your next home or structuring a winning offer in a competitive market. My educational, strategy-driven approach empowers you to make informed decisions and achieve your homeownership and wealth-building goals with confidence and long-term financial success.


Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.98/5 Based on 23 reviews
5/5

John

Transaction Completed:
12/2/2025

"Justin is always available and responsive"

Puyallup, WA
5/5

Jessica Shelley

Transaction Completed:
10/14/2025

"Highly recommend Justin and his team! Great first time buying experience!"

5/5

Jessica Noel

Transaction Completed:
10/14/2025

"The communication was excellent! As first time home buyers, they made this experience much less intimidating. Thank you!"

Port Orchard, WA
5/5

Darci Roloff Keefer

Transaction Completed:
10/13/2025

"Justin was fantastic to work with on my clients VA loan. I highly recommend Justin because of his knowledge, patience and communication style. I look forward to working with him again soon!"

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Everett

2733 Colby Ave
Everett, WA 98201

Direct: 206-931-0406

Email: justin.ulrich@nafinc.com

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