You're In Good Hands!

4.99/5 Based on 90 reviews

5/5

Brittany

Transaction Completed:
6/28/2026

"Joe is on top of every detail and communicates with all parties throughout the transaction regularly, which keeps everything moving smoothly and eliminates unnecessary stress for us and our clients. Joe is a true professional, and I look forward to working together again!"

Estero, FL

5/5

Tasha

Transaction Completed:
6/26/2026

"Joe was absolutely amazing to work with throughout the entire mortgage process. As a first-time home buyer, I was nervous and unsure of what to expect, but Joe made everything feel completely seamless. He was always super communicative, responsive, and kept me updated every step of the way. I always felt at ease knowing he was on top of everything and had my best interest in mind. I truly appreciate all of his help and would highly recommend Joe to anyone looking for a knowledgeable, reliable, and caring mortgage broker!"

estero, Florida

5/5

Carrie

Transaction Completed:
5/10/2026

"Joe always makes every transaction great!"

Beecher, IL

5/5

Robert

Transaction Completed:
4/29/2026

"The entire company is first rate!!!"

Estero, FL

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Reverse Mortgage

Loan for homeowners 62 or over to use their home equity and reach their financial goals.

Explore More Options

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

FHA Appraisal Red Flags Homebuyers Should Look Out For

An FHA red flag is any safety hazard, health hazard, or deteriorating element of a home that would jeopardize financing. Read More

Can I Use My 401(k) for a Down Payment?

If you are a first-time homebuyer and considering using your 401k as a down payment on a home, there are some things to consider. Get the an... Read More

Your Rights as a Home Seller: When You Can Walk Away and When It’ll Cost You

It’s not uncommon for home sellers to want, or need, to walk away from a deal. However, there can be financial penalties and other consequen... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Joe Demarco Branch Manager

About Joe Demarco

Top Rated
Mortgage Lender

You're In Good Hands!