Joe Coy

CLOSE FASTER WITH NAF CASH

Give your homebuyers the competitive edge they need in today's housing
market. NAF Cash allows qualified buyers to make non-contingent cash
offers, helping them stand out from the competition and close on their
home with confidence. Fast approvals, flexible terms, and the backing
of New American Funding's trusted expertise.

Lean How NAF Cash Works

No SSN required. Zero credit impact. It takes less than 1 minute.

Key Benefits

Make stronger, cash-backed offers

Close in as few as 10 days

No financing contingency needed

Seamless conversion to permanent financing

About your Loan Officer

Branch Manager

Joe Coy is a dedicated Branch Manager with solid experience in home loan origination. Joe Coy, NMLS #957945 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Customer Reviews

Our Customers Love Us!

4.9/5 Based on 732 reviews

pretty straightforward and very he accomplish our dream to become homeowners .

5.0

Daisy Vanessa C.

8/6/2026 San Bernardino, CA

Working with Joe Coy was awesome from the beginning he gave me Great advice.

5.0

Santiago E.

8/2/2026 Fontana, CA

Joseph Cou was very transparent an stayed consistent

4.8

Sutoya Renee D.

7/21/2026 Paramount, CA

Working with this Joe has been an outstanding experience. As a Realtor, it's important to have lending partners who are responsive, knowledgeable, and truly care about helping clients succeed. He made the pre-approval process smooth and efficient for my clients, communicated clearly every step of the way, and was always available to answer questions. His professionalism and dedication gave my clients confidence throughout the process, and I truly appreciate having someone I can trust to take great care of them. I highly recommend him to anyone looking for a reliable and exceptional lender!

5.0

LETICIA A.

7/20/2026 Los Angeles, CA

Joe was very helpful in the process and took time to answer my questions. As a first time home buyer I felt relieved that I had someone who took that time to answer my questions.

4.0

Jorge Torres

7/18/2026

5.0

DANIEL FELIX

7/18/2026

I don't know where to start, but the communication, The professionalism, and the of his was great. I will definitely use him on other deals. Thank you Joseph for your great service.

5.0

DANIEL F.

7/18/2026 Apple Valley, CA

Joe was very helpful in the process and took time to answer my questions. As a first time home buyer I felt relieved that I had someone who took that time to answer my questions.

4.5

Jorge T.

7/18/2026 Apple Valley, CA

pretty straightforward and very he accomplish our dream to become homeowners .

5.0

Daisy Vanessa C.

8/6/2026 San Bernardino, CA

Working with Joe Coy was awesome from the beginning he gave me Great advice.

5.0

Santiago E.

8/2/2026 Fontana, CA

Joseph Cou was very transparent an stayed consistent

4.8

Sutoya Renee D.

7/21/2026 Paramount, CA

5.0

LETICIA A.

7/20/2026 Los Angeles, CA

Joe was very helpful in the process and took time to answer my questions. As a first time home buyer I felt relieved that I had someone who took that time to answer my questions.

4.0

Jorge Torres

7/18/2026

5.0

DANIEL FELIX

7/18/2026

I don't know where to start, but the communication, The professionalism, and the of his was great. I will definitely use him on other deals. Thank you Joseph for your great service.

5.0

DANIEL F.

7/18/2026 Apple Valley, CA

Joe was very helpful in the process and took time to answer my questions. As a first time home buyer I felt relieved that I had someone who took that time to answer my questions.

4.5

Jorge T.

7/18/2026 Apple Valley, CA