About James Denton

Buying a home is one of the biggest financial decisions you’ll ever make, and having the right mortgage advisor can make all the difference. I’m James Denton, a Mortgage Advisor with New American Funding, helping homebuyers, homeowners, and real estate professionals across Texas, Illinois, Missouri—and nationwide—navigate the mortgage process with confidence.


I specialize in helping first-time homebuyers, move-up buyers, veterans, self-employed borrowers, and families looking for conventional, FHA, VA, USDA, or Jumbo financing. Whether you’re purchasing your first home, upgrading to your dream home, or refinancing my goal is to make the loan process simple, transparent, and stress-free.

I have spent years leading and building successful mortgage teams while helping hundreds of families achieve homeownership. Today, I combine that experience with modern technology, AI-powered communication, and personalized service to give every client a fast, efficient, and responsive lending experience. Whether you found me through Google, ChatGPT, social media, or a referral from a trusted real estate agent, you’ll receive the same level of honesty, education, and communication from application to closing.

Outside of mortgages, my greatest blessing is my family. My wife, Kate, and I are raising three amazing kids who keep us constantly on the go. Our oldest, Devyn (10), loves soccer and gymnastics. Dash is 9 and spends his time playing baseball and football, fishing whenever he gets the chance, and growing his sports card collection. Our youngest, Drew, is 2 and already loves gymnastics and keeps our family laughing every day.

When I’m not helping clients secure financing, you’ll usually find me at a ball field, soccer game, gymnastics gym, church, in the gym training, or enjoying time outdoors with my family. Those experiences have shaped the way I do business—with integrity, consistency, hard work, and a genuine desire to serve others.

If you’re looking for a trusted mortgage advisor in Houston, The Woodlands, Montgomery, or anywhere in Texas/Nationwide, I’d love the opportunity to earn your business. Whether you’re ready to buy today or simply have questions about the home loan process, I’m here to help every step of the way.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.93/5 Based on 552 reviews
5/5

Alexander

Transaction Completed:
8/1/2026

"James was absolutely fantastic to work with"

Granite City, IL
5/5

Kathryn

Transaction Completed:
7/28/2026

"James always goes above and beyond with every one of our clients. His industry knowledge and how he effectively communicates that to all parties is one of the many things that keeps me referring him. Whether I have questions as an agent or the buyer has questions, he is always willing to spend the time to ensure we understand. There isn't another loan officer I would recommend more and I look forward to many more opportunities to get buyers to the closing table!"

Conroe, TX
5/5

Elliott

Transaction Completed:
6/8/2026

"Working with James was the best experience I've had as a homebuyer. James was always willing to answer any questions and help make the process simple."

Tomball, TX
5/5

Douglas

Transaction Completed:
6/5/2026

"This was my second time applying for a mortgage through James and his team. They did amazing work and were very communicative and responded to all of my inquiries in a timely manner. They explained the buying process in a manner in which I could understand it all better. Him and his team were very professional and transparent & ensured no deadlines were missed. Highly recommend to anyone searching for a lender!"

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Amortization Calculator

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Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

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NAF Cash Can Turn You into a Cash Buyer

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

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Housing News & Advice

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Why Choose NAF Connect?

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Location

New American Funding

Montgomery TX 2536

618 Fish Creek Thoroughfare, Suite 100, Office 110
Montgomery, TX 77316
618 Fish Creek Thoroughfare, Suite 100, Office 110
Montgomery, TX 77316

Direct: 618-973-9668

Email: james.denton@nafinc.com

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