About Greg Downs

At New American Funding we provide the most innovative and competitive mortgage products available today; from Jumbo, Conventional, FHA/VA/USDA, Non-QM to Construction to Perm and Renovation Loans, and now we offer Renovation and Non-Renovation Equity Products (2nd mortgages and equity lines). I have been in and around this industry most of my life; my mother was a Realtor for over 25 years in Atlanta and my dad was a builder for several years. I grew up in Atlanta, GA, and attended college at Duke University on a full athletic scholarship (football - 1989 ACC Champions). After college, I moved back to Atlanta and began my career in the mortgage industry. The mortgage business led me to South Florida in 1996. I have over 25 years of experience in mortgage lending. I strive to deliver "world-class" customer service as the foundation of our business. What does "world-class" mean to me? It means exceeding my clients and referral sources expectations. I realized early in my career that every client has different needs and different circumstances; I try to tailor their financing to fit their individual situation. Working with New American Funding allows me to provide industry-leading service and offer a wide array of products and cutting-edge technology. I want my clients to gain a sense that their loan is as important to me as it is to them. After your loan closes, it is my goal to have earned the opportunity to be the first person you think of regarding future mortgage needs for yourself, your friends, your family, and your co-workers. You can email me directly at greg.downs@nafinc.com or feel free to call or text me at 561-693-7058. 

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

5/5 Based on 542 reviews
5/5

Eder

Transaction Completed:
6/15/2026

"He understood the program thoroughly, answered every question clearly, and never made me feel rushed on the big decisions. When it came to r*te lock he laid out the tradeoffs and let me make the call with full information. Communication was consistent start to finish and we closed on schedule. Solid, no-nonsense, and someone I'd work with again."

Royal Palm Beach, FL
5/5

Dominique

Transaction Completed:
6/12/2026

"Greg was readily available throughout the loan process and worked diligently to ensure everything was completed in a timely manner. Despite a few challenges along the way, he was proactive in addressing and resolving issues, helping to keep the transaction on track and successfully bringing it to a smooth closing."

Royal Palm Beach, FL
5/5

Susan Grant-O'brien

Transaction Completed:
7/5/2017

"Greg Downs and his team worked tirelessly to get our mortgage process completed and ready to close even early earlier than the 30th of the month. We didn't close for another week but that was the seller's decision to push it out the extra week. Greg was very responsive and always available via text, email or phone to answer any questions we had. He made the process very easy and was always clear and concise in what his needs were. Great to work with and would highly recommend him and his team to anyone needing a mortgage! Thank you Greg!"

5/5

Tony Miranda

Transaction Completed:
6/1/2017

"Greg Downs was so helpful through the whole process I never once had an issue reaching him by phone, text, or email. He told me he could close in 30 days and he did it in 28. He went above and beyond explaining everything involved in an investment loan, since this was my first investment property purchase. Greg Downs has all my future business for life. Thanks Again Greg Tony Miranda"

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.
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Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

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Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

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Ready to elevate your real estate game?

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Location

New American Funding

Stuart FL 5670

92300 Overseas Highway, Suite 304
Tavernier, FL 33070

Direct: 561-693-7058

Email: greg.downs@nafinc.com

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