About Florica Shepherd

Florica Shepherd is an advocate for excellent service.  She is the Branch Manager with the Triad. She has extensive experience in Conventional, VA/FHA and Jumbo loan programs.  Throughout her involvement in the industry she has successfully put over 29,400 families into homes and her business comes from past clients, she is passionate about finding solutions when things may get tough. Florica's reputable and experienced team consists of a full time loan concierge and processor to ensure her clients are always informed of the process.  " Our office is the only mortgage company in our market that provides true concierge service.  Things like helping customers with travel plans and utility services and helping their spouses find jobs.  Buying a home can be stressful, but we want to make it as easy as possible for our customers."   

 As the Branch Manager of New American Funding, Florica Shepherd consistently delivers unparalleled service, aggressive pricing and the fastest turn times in the industry. Whether you're looking to purchase or refinance a home, you can trust Florica to put your mind at ease, while working for you.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.97/5 Based on 408 reviews
5/5

Victor

Transaction Completed:
4/13/2023

"Great experience, great communication and on top off things. Super professional and friendly! Thank you again !"

Lexington, NC
5/5

Missy

Transaction Completed:
4/11/2023

"Florica is always on top of her game and keeps the process running smoothly and professionally."

Franklinton, NC
5/5

Tyler

Transaction Completed:
4/10/2023

"Florica was extremely responsive and helpful throughout the whole process. She eased our nerves as first time home owners and walked us through each step so we knew what to expect. Florica and her team are rockstars! "

5/5

Tyler

Transaction Completed:
4/10/2023

"Florica was always very responsive and eager to answer our questions. She made it a very enjoyable experience. 10/10 recommend!!"

Garner, NC

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Front Porch
30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.
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Mortgage Calculators

Estimate your monthly payment, see how much house you can afford, and more!

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

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Housing News & Advice

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Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Charlotte - ILA

2810 Coliseum Centre Drive, 5th floor
Charlotte, NC 28217
2810 Coliseum Centre Drive, 5th floor
Charlotte, NC 28217

Direct: 919-282-7075

Email: florica.shepherd@nafinc.com

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