About Eva Melgarejo

Eva Melgarejo, Bi-Cultural and Bi-Lingual, has over a decade of experience empowering communities. In the last three years, amidst the covid pandemic, Eva managed to help over 300 families improve their quality of life by investing in the Real Estate Market. To say Eva is passionate about catapulting her community, falls short. Helping others bridge the wealth gap thru homeowners is her personal mission.

Eva has served in several Business Community Chamber Boards and has recently been appointed by the Mayor of Long Beach, Robert Garcia, as a Director to the Commission of The Long Beach Community Investment Company. With a vast knowledge in lending to minority communities, Eva has been a sought-after speaker. Participating in industry speaking engagements such as LendIt FinTech USA, Next Mortgage Technology and NAHREP to name a few. Eva has been recognized as Top 1% Mortgage Originator in 2021. 

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.98/5 Based on 316 reviews
5/5

Marleny Sura

Transaction Completed:
6/26/2026

"Although we ultimately went with another lender, I can’t recommend Eva highly enough. From the very beginning, Eva was incredibly knowledgeable, patient, and genuinely invested in helping us understand the home loan process. Eva took the time to answer every question, explain all of our options in detail, and never made us feel rushed or pressured. Her professionalism, honesty, and willingness to help gave us so much confidence during a stressful time. Even though we chose a different lender due to circumstances beyond her control, we are truly grateful for all the guidance and support Eva provided. If you’re looking for someone who is trustworthy, responsive, and truly cares about her clients, I would absolutely recommend Eva without hesitation."

5/5

Alexander

Transaction Completed:
6/24/2026

"I recently had one of my offer for a condo accepted and was shopping around for a lender. My real estate agent recommended Eva who has helped her and her other customers get a loan. Eva was immediately responsive and set up a video call to get in touch with me to see what she may assist me with. Even though I did not have the pleasure to work with Eva at the end because I decided to go with another lender (not her fault, it was me), I had a fantastic first impression with her. She would follow up and work with me to try to match or beat my other offers. I will be saving her contact information in case either I or any of my friends and family may need her services in the future. I highly recommend anyone who is looking for a loan to please contact Eva!"

Bellflower, CA
5/5

Liliana Perez

Transaction Completed:
6/16/2026

"I had a great experience working with Eva and her team. As a first-time homebuyer, the process can be stressful, but Eva was there from the very beginning. She took the time to explain every step and made sure I fully understood the entire process. Her team was amazing—very hands-on and communicative throughout the journey. They kept me informed every step of the way and were always available to answer any questions I had. I am very grateful for this experience and highly recommend Eva and her team to anyone looking to buy a home."

5/5

Liliana M

Transaction Completed:
6/16/2026

"Open communication they walked u through each process. Very kind and explained everything. Super friendly and knowledgeable Here's a polished version of your review: Great communication throughout the entire process. They walked me through each step and made sure I understood everything. Everyone was very kind, friendly, and knowledgeable. They took the time to explain things clearly and answered all of my questions. Overall, it was a great experience."

Mojave, CA

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Location

New American Funding

Global Defaults

1 MacArthur Place, Suite 800
Santa Ana, CA 92707

Direct: 323-528-4233

Email: eva.melgarejo@nafinc.com

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