About Dan Umbdenstock

Dan Umbdenstock has been helping people land their dream homes (and save money on refinances) since 2003. With more than two decades of experience as a residential mortgage lender, he’s guided thousands of buyers and homeowners through the twists and turns of the loan process — and he somehow makes it feel easy.  Clients say he helps them determine the best strategy and he explores all the options so you don't have to.

Originally from Chicago, Dan made Colorado home in 2001 and never looked back. He’s a proud dad of two, loyal dog owner, and can usually be found on a mountain bike, snowboard, or hiking trail when he’s not structuring home loans. Sports are in his blood.  He’ll always root for Chicago teams, but Denver squads have earned a strong second spot in his heart.

Dan’s career highlights include consistently ranking in the top 1% of mortgage originators nationwide and collecting 500+ glowing client reviews with an average 5-star rating. He has earned the Colorado 5 Star Service Award in his field over 12 years in a row for outstanding service to his clients.  But what matters most to him isn’t the numbers — it’s making sure every client feels cared for, understood, and stress-free during one of life’s biggest financial moves.

 With a servant’s heart, a sharp sense of humor, and a reputation for treating every loan like it’s his own, Dan makes mortgages feel less intimidating and a lot more personal. Whether you’re buying your first home, upgrading, or refinancing, you’ll want him in your corner.

Call, text, or email him today to figure out how your unique situation could benefit from the right strategy.  

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.96/5 Based on 277 reviews
5/5

Andrea

Transaction Completed:
1/26/2026

"Dan and Stacy were wonderful, help me get through the process with ease. Very satisfied with the service I recieved from them both."

Commerce City, CO
5/5

Melissa

Transaction Completed:
1/24/2026

"Dan was very communicative and prompt. Whenever we had questions Dan got back to us within the day. We highly recommend Dan!"

Morrison, CO
5/5

Linda Evans

Transaction Completed:
1/16/2026

"Dan's frequent communication follow with my client."

Commerce City, CO
5/5

Laura H

Transaction Completed:
12/24/2025

"So commuincative and profesional. My clients were very pleased!"

Aurora, CO

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

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Why Choose NAF Connect?

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Location

New American Funding

Greenwood Village

6200 South Syracuse Way, Suite 225
Greenwood Village, CO 80111

Direct: 303-358-2375

Email: dan.umbdenstock@nafinc.com

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