You're In Good Hands!

4.96/5 Based on 103 reviews

5/5

Brittnay Connie

Transaction Completed:
1/26/2026

"Carlton continues to be the center of what makes our experiences great. We will always recommend Carlton based on his experience, skill, and overall dedication to his clients. He cares and that makes all the differenc."

Canyon, TX

5/5

Isaac

Transaction Completed:
12/27/2025

"Good communication and very transparent and helpful"

Denton, TX

5/5

Carl Darrell

Transaction Completed:
12/19/2025

"Carlton really goes out his way to make things easy and convenient, explains things, always responds, he does everything he can to make his customers happy."

Elgin, SC

5/5

Allison

Transaction Completed:
12/12/2025

"Carlton went above and beyond to help educate my buyers and kept up communication with me throughout the entire process."

Denton, TX

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Mortgage Calculator

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Amortization Calculator

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

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Housing News & Advice

Why Your Credit Score Keeps Changing and What Homebuyers Should Know

Here’s what causes shifts in your credit score. This is what you should watch for if you’re planning a home purchase. Read More

Saving for a Down Payment is Getting Easier—and Help is Available

Saving for a down payment has long been one of the biggest challenges for many aspiring homebuyers. Yet it may be getting a little easier fo... Read More

President Trump Taps Kevin Warsh as Next Fed Chair: Will Mortgage Rates Fall?

President Donald Trump announced Friday that he plans to nominate Kevin Warsh, a former U.S. Federal Reserve governor, to lead the nation’s ... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Carlton Kutas Pre-Approval Advisor Manager

About Carlton Kutas

Top Rated
Mortgage Lender

You're In Good Hands!