You're In Good Hands!

4.98/5 Based on 117 reviews

5/5

Kristi Bentley

Transaction Completed:
8/15/2026

"So grateful for Bernardo and team for making our home possible! Thank you!"

5/5

Kristianna Alicia

Transaction Completed:
8/15/2026

"So helpful!!"

Waxhaw, NC

5/5

Erika Guerra

Transaction Completed:
8/11/2026

"(Translated by Google) In short, he's a great professional with extensive experience in his field. He has a wonderful personality, making you feel like family. I recommend him one hundred percent. Don't hesitate to seek his help. Thanks to Don Bernardo, we were able to achieve our dream. Don't hesitate to pursue your dreams with him. Thank you so much, Don Bernardo. (Original) Bueno en pocas palabras es un gran profesional con una gran experiencia en su trabajo tiene un gran carisma como ser humano lo cual lo hace sentir a uno en familia lo recomiendo al mil por ciento no duden en buscar su ayuda gracias a Don Bernardo pudimos lograr nuestro gran sueño no duden en buscar sus sueños con el muchas gracias don Bernardo"

5/5

Erika Maria

Transaction Completed:
8/7/2026

"Fue estupenda por en mi concepto es una persona que explica muy bien su trabajo me explicó todas las dudas que tuve perfectamente siempre estuvo para nosotros don bernedo es un excelente ser humano lo recomendaría con los pjos ojos cerrados es amable y respetuoso con sus clientes su trabajo es excelente estaré simemoré agradecida con el por toda la ayuda que nos prestó eres genial nunca cambies"

Lincolnton, NC

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

FHA

This mortgage loan allows for 3.5% down payment.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

How Does a HELOC Work?

Here’s what homeowners need to know about how a HELOC works, how it compares with other borrowing options, and the potential costs and risks... Read More

Home Prices Ease as Mortgage Rates Hold Steady

Homebuyers saw little change in borrowing costs this week, but lower listing prices and growing housing stock are creating more purchasing o... Read More

Home Sellers Are Pricing More Realistically. Here’s How Homebuyers Can Benefit

Homebuyers may be gaining negotiating leverage before they even make an offer. Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Bernardo Caceres Loan Consultant

About Bernardo Caceres

Top Rated
Mortgage Lender

You're In Good Hands!