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National Housing Market Data

Please update the disclaimer on the top of the page to say: Mortgage rate data is updated daily and sourced directly from New American Funding. Median home list price, home price change, housing inventory, median days on market, new listings, and the percentage of homes with price reductions is as of September 2026 from Realtor.com & Economic Research's Data Library. The market heat index uses September 2026 data provided by Zillow Group. The home appreciation chart uses Federal Housing Finance Agency (FHFA) data through the second quarter of 2026

Mortgage Rate

7.50%

Rates as of 10/5/2026 for 30-year, fixed-rate loans from New American Funding.

Median Home List Price

$419,250

Median home list price as of September 2026 per Realtor.com

Home Price Change

-1.4% YoY

Median home list price change from September 2025 to September 2026 per Realtor.com

Housing Inventory

1.2 Million

+5.4% YoY

The number of active listings nationally in September 2026 from Realtor.com

Median Days on Market

61 days

The median number of days before homes went under in September 2026 per Realtor.com

New Listings

-0.7% YoY

Change in the number of new listings from September 2025 to September 2026 per Realtor.com

Homes with Price Reductions

20.8%

Share of Active listings in September 2026 with a price reduction per Realtor.com

Market Head Index

Neutral

September 2026 data from Zillow

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