You're A Closer

At NAF, we're not just a direct servicing seller offering standard loans; we also provide specialized programs tailored for modern homebuyers and homeowners. These include: 

• 5-Year Rate Protection Pledge: Secure a lower rate without repeat fees if rates drop within five years. 
• Pathway to Homeownership: Offers up to $7,500 in assistance for first-time buyers in select areas. 
• Buydown Mortgage: Reduces mortgage payments progressively over the first three years. 
• I Can Mortgage: Features customizable payment terms to suit diverse financial needs. 
• Adjustable-Rate Mortgage: Offers initial savings with a lower rate at the beginning. 
• Home Improvement Loans: Includes options like cash-out refinancing, HELOCs, FHA 203(k) loans, and VA Reno loans. 
• Interstate Lending: Expertise in handling clients relocating to different states. 
• One-Time Close Loan: Combines property purchase, construction, and mortgage into a single loan. 
• Non-QM & Jumbo Loans: A broad range of options for unique borrower situations. 

Our underwriting team is second to none, turning complex loan scenarios into straightforward solutions. We take pride in manually underwriting loans to better serve those with unique financial situations.

As a direct seller to Fannie Mae, Freddie Mac, and Ginnie Mae, we minimize complications with minimal overlays. 

We offer financing solutions for those often turned away by others, with no minimum FICO for VA loans and FHA/VA loans available for FICO scores as low as 500 at 90% LTV with AUS approval. 

We service approximately 90% of the Conventional, FHA, and VA loans we originate, fostering strong customer loyalty and confidence.

Through NAF Cash, we can transform your client into an all-cash buyer, making them more competitive in today's market and potentially saving them money compared to traditional mortgage buyers. 

NAF Reverse features top-tier products and support. Refer your Reverse Mortgage clients to us, and benefit from our expert customer service while you earn. 

We offer pricing flexibility, no loan officer recaptures on EPO, EPD, and accept appraisal transfers, all with AUS approval, ensuring a smooth and flexible lending process. 

Every LO has the chance to work with a Loan Officer Assistant, who provides essential support at every stage of the loan process. This allows LO’s to dedicate more time to sales, business growth, and personal enjoyment.

We believe in nurturing growth through our mentorship programs, such as the 360 Mentorship Program, where NAF team members are paired with seasoned mentors to enhance their professional skills and career progression.

Our Area Production Managers significantly lighten the load for LO’s by handling 90% of loan-level issues and meticulously managing the loan pipeline to ensure timely progress.

Our comprehensive in-house operations team supports LO’s at every level, offering localized underwriting, processing, and an in-house condo approval team. This infrastructure helps you expand your branch and manage your local appraisal panel effectively.

Our expert teams specialize in simplifying complex processes and cutting through red tape in areas like condo approvals, builder services, and renovations, making challenging tasks more manageable.

Experience our game-changing lock policy with options like float down and hold for transfer, features you won't find just anywhere.

Our Transition Team, along with Executive Management, ensures you have all the necessary tools, training, supplies, and support for a smooth transition into our system.

Questions about a loan or a specific issue? Our dedicated support groups are ready to assist you instantly, ensuring you get the help you need right when you need it.

For any inquiries or support needs, our three full-service scenario desks are at your disposal, providing rapid responses for Agency, Non-Agency, and Broker-related questions.

New American Funding is known for our integrity and business approach. Our reputation opens doors to new customers and partnerships, enhancing your business opportunities.

• Optimized Online Presence: We equip you with a personalized webpage, enhancing your visibility to local borrowers.

• Customized Websites: Our LO’s receive a multi-layered website that showcases their personal profile, branch details, services, useful tips, housing news, and more.

• Marketing Portal: Access an extensive library of marketing materials that you can personalize and co-brand with real estate agents.

• Regional Marketing Support: Tailored marketing assistance to help expand your business.

• Custom Video Content: Available resources to assist your client interactions and enhance your marketing efforts.

• Active Social Media Management: We boost your social media presence with real-time posts and comprehensive support, including training.

• Robust Social Media Content: A vast library of content to connect you with referral partners, customers, and your network.

• Monthly Social Media Training: Regular calls to educate and train you on leveraging social platforms effectively.

• Engage Your Network: We activate your personal network, including past customers, friends, and family, with targeted marketing tools like postcards, emails, and market updates at least twice a month.

• Collaborative Compliance and Marketing: Our teams work closely to ensure that the marketing materials meet your needs and comply with regulations, setting you up for success. 

We take pride in servicing approximately 90% of the Conventional, FHA, and VA loans we originate, ensuring that your clients receive unparalleled customer service throughout the life of their loan.

NAF stands out as a top mortgage servicer renowned for client satisfaction which has been a key factor in maintaining our growing servicing portfolio.

Stay engaged with your buyers through regular loan status updates and drip email campaigns that can be co-branded with your real estate partners. At NAF, we ensure that our loan officers remain a central point of contact for clients before, during, and after the loan process. Loan statements can feature LO’s and their partners' details throughout the loan's duration, with various customization options.

• Co-branded post-close email campaigns

• Co-branded marketing materials

• Co-branded closing cards

We empower you with trigger leads by monitoring our database for credit pulls, payoff alerts, and MLS listing alerts, delivering these directly to our LO’s to help them seize opportunities promptly.

We facilitate easy escrow account transfers for refinances on loans we service, streamlining the process for you and your clients.

Our affiliated company, NAF Homes, links you with top-performing real estate agents and pre-qualified buyers and sellers ready to engage in the property market. The agents within the NAF Homes network are rigorously selected for their market leadership, ensuring no part-time commitments. Clients using a NAF Homes partner agent can enjoy a lender credit on closing costs.