Victor Ayala Sr. Loan Consultant
- NMLS # 1691838
- Direct:
  407-270-2088
- |
- Email:
  victor.ayala@nafinc.com
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About Victor Ayala

My name is Victor Ayala, and I am proud to work with the community on behalf of New American Funding.

As a dedicated mortgage loan officer, my goal is to simplify the home-buying process while ensuring my clients are matched with the ideal financial product for their unique needs.

I understand that every buyer’s situation is different, and I take pride in providing personalized solutions to help you achieve your dream of homeownership.

With access to a wide range of mortgage options—whether it’s a first-time homebuyer program, conventional loan, FHA, VA, USDA, or jumbo financing—I am committed to identifying the right product with competitive rates and terms to suit your financial goals.

Beyond finding the right loan, I’m here to guide you through every step of the lending process. From application to closing, I provide clear communication, regular updates, and expert advice to ensure a smooth and stress-free experience.

Whether you’re purchasing your first home, upgrading, or refinancing, my mission is to empower you with the confidence and clarity to make informed financial decisions that fit your lifestyle.

Let’s work together to turn your homeownership goals into reality!

NMLS #1691838

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Reverse Mortgage

Loan for homeowners 62 or over to use their home equity and reach their financial goals.

Explore More Options

From the Blog

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Mission Statement: NAF Black Impact is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients