You're In Good Hands!

5/5 Based on 9 reviews

5/5

Julie

Transaction Completed:
7/17/2026

"Gustavo is the consummate professional. He is well-versed in lending guidelines and lending products. In my experience, every transaction he has ever worked on has closed timely. He is extremely communicative and anticipate problems before they arise. "

5/5

Ana

Transaction Completed:
7/17/2026

"We had an excellent experience working with Gustavo throughout our entire home-buying process. From start to finish, Gustavo and his team, was always attentive, professional, and incredibly responsive. He consistently answered our calls and questions promptly, communicated clearly, and guided us every step of the way. His dedication, efficiency, and genuine willingness to help made the entire process smooth and stress-free. We truly appreciate his outstanding service and highly recommend Gustavo to anyone looking to buy a home. It was a pleasure working with him."

5/5

Leonel

Transaction Completed:
7/16/2026

"Outstanding experience! Gustavo exceeded all expectations with exceptional professionalism, responsiveness, and expertise. He made the entire mortgage process seamless, kept me informed every step of the way, and truly had my best interests in mind. I highly recommend them to anyone looking for a knowledgeable and trustworthy mortgage professional."

5/5

Carlos

Transaction Completed:
7/15/2026

"I have had the pleasure of working with Gustavo on several mortgage loans, and every experience has been excellent. He is extremely knowledgeable, professional, responsive, and always takes the time to clearly explain every step of the process. Gustavo consistently goes above and beyond to find the best possible options and makes what can often be a stressful process feel smooth and manageable. His honesty, dedication, and attention to detail truly set him apart. I highly recommend Gustavo to anyone looking for a trustworthy and experienced mortgage professional. He is not only exceptional at what he does, but also someone who genuinely cares about his clients and their best interests."

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Buydown Loan

Reduce your mortgage payment rate.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

What the New Fannie Mae and Freddie Mac Rules Mean for Condo Buyers in 2026 and Beyond

New rules require lenders to take a deeper look at the financial health and structural condition of condominium developments before approvin... Read More

What Is a Home Appraisal? What Appraisers Look for and Why It Matters

Before most lenders approve a home loan, they want to know one important thing: Is the home worth the price being paid? That’s where a home ... Read More

Home Prices Are Easing: How Homebuyers Can Stretch Their Purchasing Power

Homebuyers may be able to get more for their money as asking prices soften in many housing markets. Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Gustavo Machado Branch Manager

About Gustavo Machado

Top Rated
Mortgage Lender

You're In Good Hands!