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Tim Allen, CMB® Reverse Loan Consultant
- NMLS # 334720
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Direct:
239-571-5440 - |
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Email:
tim.allen@nafinc.com
About Tim Allen, CMB®
I am the Mortgage Payment Terminator™”. I help retirees, and those planning for retirement, eliminate monthly mortgage payments, access home equity tax-free, and age in place with financial peace of mind.
I’ve been in mortgage lending for over 30 years, and nothing is more rewarding than seeing how a well-structured reverse mortgage can change a senior’s life. I originated my first reverse mortgage in 2011 at MetLife, and today I focus exclusively on reverse lending as a Reverse Mortgage Consultant at New American Funding.
At NAF, I’m proud to work alongside a team of reverse mortgage experts I’ve known and respected for years, veterans from reverse mortgage companies I worked at in the past, including MetLife, Genworth, Liberty, and Reverse Mortgage Solutions.
* I am a Certified Mortgage Banker (CMB®)—the highest professional designation in mortgage finance.
* I am a past president of the Mortgage Bankers Association of Florida, the Mortgage Bankers Association of Southwest Florida, and the Financial Planners Association of Southwest Florida.
Why “The Mortgage Payment Terminator™”?
Because this isn’t just about eliminating a mortgage payment, it’s about ending financial stress in retirement. Reverse mortgages, especially HECMs, are powerful financial tools when integrated properly. They can supplement income, preserve investments, fund healthcare or home improvements, or even be used in a HECM for Purchase to right-size into a new home. It’s not a last resort, it’s a smart strategy.
If you're a retiree, a soon-to-be retiree, or a professional looking to help your clients, I’m here to be your trusted resource. And if you’re a forward loan officer, realtor, or financial planner, I’ll treat your referral like family, and make you look good in the process.
Let’s connect to talk about how reverse mortgages really work, and how they can provide real relief.
Say hasta la vista to your mortgage payment .Consumer Access link https://www.nmlsconsumeraccess.org/
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Tarik
Transaction Completed:
8/3/2025
"Tim cares about his clients. He negotiated a loan for me a few years ago and saved me thousands of Dollars along the way. He is very personable and caring. When it comes to money, TRUST is key and l TRUST Tim without any reservation."
Jerel
Transaction Completed:
8/1/2025
"Working with Tim Allen on my reverse mortgage was one of the best financial decisions I’ve made. From our first conversation, it was clear that Tim has an in-depth understanding of reverse mortgages and how they can be used wisely as part of a retirement strategy. His knowledge of the rules, options, and long-term implications was both impressive and reassuring. What truly set Tim apart was his patient, no-pressure approach. He took the time to explain every step clearly, answered all my questions honestly, and helped me understand exactly how the reverse mortgage would affect my finances — both now and in the future. He treated the entire process with the care and attention it deserves. Tim Allen is not only an expert in his field, but a trustworthy guide who genuinely looks out for his clients. I highly recommend him to anyone considering a reverse mortgage."
Jorge
Transaction Completed:
8/1/2025
"I am writing to express my sincere appreciation for Tim Allen, an exceptionally knowledgeable and helpful mortgage broker. Throughout my experience working with him, Tim consistently demonstrated a deep understanding of the reverse mortgage industry, offering clear, accurate guidance at every step of the process. Tim’s ability to explain complex financial details in a straightforward and accessible manner was invaluable. He anticipated questions before they were asked, addressed concerns promptly, and ensured that every option was thoroughly explained and tailored to my specific needs. His professionalism, integrity, and commitment to client satisfaction set him apart in a crowded field. I would not hesitate to recommend Tim Allen to anyone seeking expert mortgage advice and support. He is a true asset to his profession."
Vicki Lynn
Transaction Completed:
7/31/2024
"Tim made it a fantastic experience for both my Buyers and myself. He was always on top of the transaction, very professional and really helpful. Tim is a true gem!"
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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
Mission Statement: NAF Pride is working to establish a fair and secure lending marketplace that addresses the unique needs of the queer community. We aim to empower the LGBTQ+ community by providing comprehensive guidance on the mortgage lending process, enabling them to achieve their dream of homeownership. We have built a safe and inclusive environment where we are fostering deep understanding of the tools and practices we can use to best support the queer community throughout their homebuying journey.
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New American Funding
Columbia, SC
Columbia, SC 29201
Direct: 239-571-5440
Email: tim.allen@nafinc.com
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