San Diego, CA Mortgage Lenders

San Diego

7676 Hazard Center Drive, suite 400, San Diego, CA 92108

(619)309-4575

Your Mortgage Starts Here

New American Funding – San Diego provides informed advice and mortgage lending services to homeowners and future homeowners. San Diego mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the San Diego community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of San Diego, CA as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe San Diego is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite San Diego team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Meet The Team

You're In Good Hands!

4.97/5 Based on 1,731 reviews
5/5

Michael P.

Transaction Completed:
5/13/2026

"My wife communicated with Stephen, but he was very responsive and accomodating."

Alhambra, CA
5/5

Ashley M.

Transaction Completed:
5/8/2026

"Stephen was extremely communicative and available for all of our questions. He explained everything in depth and helped us make the best choices for our situation. Our agents also enjoyed their experience. We all felt supported and trusted Stephen would get everything done, even with a quick turnaround."

Alhambra, CA
5/5

Mona Hammes

Transaction Completed:
5/7/2026

"Stephen is a true professional, and working with him was both easy and pleasant. He genuinely cares about his clients, and it truly shows in the way he communicates and handles every step of the process. His knowledge and years of experience are evident in his expertise, professionalism, and ability to keep transactions moving smoothly. Stephen made me feel at ease knowing he would stay on top of deadlines and always be responsive to calls, emails, and texts—something that is incredibly valuable in this industry. What also sets Stephen apart is his personable nature and great sense of humor. In real estate, where we navigate many different personalities and situations daily, that quality goes a long way. I will absolutely recommend Stephen to my future clients, as it can be difficult to find lenders who are not only highly skilled but also truly passionate about what they do. Thank you, Stephen, for going above and beyond for our mutual client. I look forward to working together again in the future!"

5/5

Mona H.

Transaction Completed:
5/7/2026

"Stephen is a true professional, and working with him was both easy and pleasant. He genuinely cares about his clients, and it truly shows in the way he communicates and handles every step of the process. His knowledge and years of experience are evident in his expertise, professionalism, and ability to keep transactions moving smoothly. Stephen made me feel at ease knowing he would stay on top of deadlines and always be responsive to calls, emails, and texts—something that is incredibly valuable in this industry. What also sets Stephen apart is his personable nature and great sense of humor. In real estate, where we navigate many different personalities and situations daily, that quality goes a long way. I will absolutely recommend Stephen to my future clients, as it can be difficult to find lenders who are not only highly skilled but also truly passionate about what they do. Thank you, Stephen, for going above and beyond for our mutual client. I look forward to working together again in the future!"

Sacramento, CA

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

Housing News & Advice

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How Down Payment Assistance Programs May Help You Buy a Home Sooner Image
Thousands of down payment assistance programs across the country help buyers cover upfront costs. This is typically done with grants or low-cost loans tailored to first-time homebuyers or specific professions and regions.
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The Best Advice for Homebuyers Right Now, According to Real Estate Pros Image
Here’s how savvy homebuyers are approaching the spring and summer market and where to focus your strategy as you hunt for a home.
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NAF Latino Focus Logo

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Location

New American Funding

San Diego

7676 Hazard Center Drive, suite 400
San Diego, CA 92108

Direct: (619)309-4575

Contact Us