About Stephen Moye

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With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you'll receive:

  • Professional advice and support in making your home financing decisions
  • A full spectrum of loan products from which to choose
  • Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
  • Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice. 



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.91/5 Based on 327 reviews
5/5

Michael

Transaction Completed:
5/13/2026

"My wife communicated with Stephen, but he was very responsive and accomodating."

Alhambra, CA
5/5

Ashley

Transaction Completed:
5/8/2026

"Stephen was extremely communicative and available for all of our questions. He explained everything in depth and helped us make the best choices for our situation. Our agents also enjoyed their experience. We all felt supported and trusted Stephen would get everything done, even with a quick turnaround."

Alhambra, CA
5/5

Mona Hammes

Transaction Completed:
5/7/2026

"Stephen is a true professional, and working with him was both easy and pleasant. He genuinely cares about his clients, and it truly shows in the way he communicates and handles every step of the process. His knowledge and years of experience are evident in his expertise, professionalism, and ability to keep transactions moving smoothly. Stephen made me feel at ease knowing he would stay on top of deadlines and always be responsive to calls, emails, and texts—something that is incredibly valuable in this industry. What also sets Stephen apart is his personable nature and great sense of humor. In real estate, where we navigate many different personalities and situations daily, that quality goes a long way. I will absolutely recommend Stephen to my future clients, as it can be difficult to find lenders who are not only highly skilled but also truly passionate about what they do. Thank you, Stephen, for going above and beyond for our mutual client. I look forward to working together again in the future!"

5/5

Mona

Transaction Completed:
5/7/2026

"Stephen is a true professional, and working with him was both easy and pleasant. He genuinely cares about his clients, and it truly shows in the way he communicates and handles every step of the process. His knowledge and years of experience are evident in his expertise, professionalism, and ability to keep transactions moving smoothly. Stephen made me feel at ease knowing he would stay on top of deadlines and always be responsive to calls, emails, and texts—something that is incredibly valuable in this industry. What also sets Stephen apart is his personable nature and great sense of humor. In real estate, where we navigate many different personalities and situations daily, that quality goes a long way. I will absolutely recommend Stephen to my future clients, as it can be difficult to find lenders who are not only highly skilled but also truly passionate about what they do. Thank you, Stephen, for going above and beyond for our mutual client. I look forward to working together again in the future!"

Sacramento, CA

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

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Location

New American Funding

San Diego – Hazard

7676 Hazard Center Drive, suite 400
San Diego, CA 92108

Direct: 619-895-8128

Email: stephen.moye@nafinc.com

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