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Tony Phan Loan Consultant

  • NMLS # 352805

About Tony Phan

Tony Phan is a dedicated Business Development Associate with solid experience in home loan origination. Tony Phan, NMLS #352805 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

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You're In Good Hands!

5/5 Based on 7 reviews


Transaction Completed:

"The loaner is very patient with us and he is really nice and friendly. He is very flexible when we need help. He explained and discussed everything for us when we had questions and did not understand how the process going. He is a good loaner. We are definitely recommend him in the future"

San Diego, CA


Transaction Completed:

"Tony was always available to answer questions and address any concerns I had. He was very professional but also able to break down the process in layman's terms for my husband and I to understand the loan process. I would definitely love to work with Tony in the future."

San Diego, CA


Transaction Completed:

"Tony was amazing in helping us with our loan. He was always available, or would call back promptly when a message was left. Tony was very professional and I felt he was able to clearly explain the different type of loan options weighing the pros and cons so I could choose one that fits my needs. I would highly recommend Tony to any potential home buyer or seekers of refinance. I will most certainly go back to work with him again for my future refinance."

San Diego, CA


Transaction Completed:

"This is our first home buying experience. I was very satisfy with Tony. He's an experience loan agent. He communicated with us every single step of the process. I am impressed of how he picked up his phones anytime if we have any questions. He made the process very easy to understand. Definitely I will send my friends and family to him in the future. I am very happy Tony made my first home buying experience a pleasant one. Thank you Tony."

San Diego, CA

New American Funding

Murray Canyon

7676 Hazard Center Drive, suite 400
San Diego, CA 92108

Direct: 209-224-7649


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