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Tracy Frette Sr. Loan Consultant

  • NMLS # 488049

About Tracy Frette

Tracy Frette NMLS #488049 is a trusted Sr. Loan Consultant who is ready to make your dreams of owning a home a reality. Tracy Frette is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

You're In Good Hands!

4.93/5 Based on 39 reviews

Nathan L

Transaction Completed:

"Tracy was a phenomenal asset throughout this entire process. She was instrumental and guiding me through the loan process and finding the best rate and Payment option. She is the standard for exceptional customer service, and an amazing Individual!"

Pleasant Hill, IA


Transaction Completed:

"Tracy Frette made it great!"

Urbandale, IA


Transaction Completed:

"Plenty of communication. Tracy answered all questions honestly and in a timely manner. We knew exactly what was happening at any given time."

Urbandale, IA


Transaction Completed:

"Tracy was so incredibly helpful every step of the process. We knew without a doubt that she was working with our best interest at top of mind which made the process so easy. Tracy and her team were a pleasure to work with, their communication was consistent, and we always felt like we knew exactly what was going on. We couldn’t have done this without Tracy!!"

Urbandale, IA

New American Funding

West Des Moines

4401 Westown Parkway, ste 350
West Des Moines, IA 50266

Direct: 515-238-5779


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