Thomas C. Phillips II Sr. Loan Officer
- NMLS # 159695
About Thomas C. Phillips II
My name is Thomas C. Phillips II. I was born in Louisville
Kentucky, and I grew up in Silver Spring Maryland. I graduated from Towson
State University in 1997. I worked in TV news for 2 years before deciding to go
into sales. I’ve sold home theater equipment, gym memberships, and more.
Finally, in 2004 I discovered the wonderful world of mortgage financing and
that was it for me! Aside from God and family, there is nothing more satisfying
for me than helping my clients achieve the American dream of home ownership by
helping them obtain the best loan for their situation.
When it comes to providing a mortgage for your home, my goal
is to identify your needs and offer a mortgage solution that meets your
specific requirements with a seamless, transparent, and stress-free process. I
always tell my clients that finding a good loan officer is like finding a good
mechanic to fix your car.
Once you find that person you trust will look out for your
best interests and not their own pockets, you should stick with them. My goal
is to earn your business by earning your trust. I want to be your mortgage
consultant for life. I will help you to purchase a home, and refinance at the
right time and I will help you to use mortgage products as a tool to increase
your cash flow and build generational wealth.
If you are looking for a stable and dependable company to
facilitate your home financing or just an honest, hardworking person to find
the right loan for your unique circumstances, Thomas C. Phillips II of New
American Funding should be your first choice!
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
From the Blog
Women's History in Homebuying and The New Trailblazers
Today, we celebrate the triumph of women becoming the largest sector of homeowners compared to single men. According to The Pew Research Ce... Read More
Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.
You're In Good Hands!
"The communication and timeliness was great"
"Thomas was great and very patient. He explained things to me in layman’s terms per my request"
New American Funding
ILA - Charlotte - Purchase
Charlotte, NC 28217
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