About Thad Pracht

As a dedicated loan officer since 1988 and years of experience working with new home builders in the mortgage industry, I am committed to helping my clients navigate the complexities of borrowing with ease and confidence. My goal is to tailor loan solutions that meet your unique financial needs and aspirations, whether you're building your forever home or purchasing your first home, refinancing an existing loan, or expanding your business. With a strong foundation in financial analysis and a passion for customer service, I strive to provide clear guidance and unwavering support throughout the loan process, ensuring a smooth and seamless experience from start to finish. My objective is to create lifelong customer relationships.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.97/5 Based on 22 reviews
5/5

Audriana Olson

Transaction Completed:
11/17/2025

"NAF was great and got me nice interest with a one time close!"

5/5

Audriana Morgan

Transaction Completed:
11/17/2025

"The new one time close loan process is great!"

Choctaw, OK
5/5

David Michael

Transaction Completed:
11/13/2025

"I stayed with NAF because of Thad. He’s incredibly easy to talk to and truly respects your time and needs to get things done. Thad went above and beyond to explain the necessity of certain documents and always answered my questions promptly, even when the FED made rate changes and I needed clarity on how that affected my loan. He was especially helpful when I was feeling frustrated with the appraisal process, ensuring everything moved along smoothly. I can't emphasize enough how well Thad understands the VA process. He’s particularly aware of the challenges faced by 100% disabled veterans, which is a rare and invaluable quality. A big shoutout also goes to Beth, Laura, and the entire NAF team for their fantastic support! Two thumbs up to all of them!"

Newalla, OK
5/5

Daniel Olson

Transaction Completed:
11/1/2025

"Thad was knowledgeable and helpful along the entire process. He answered all of my questions at every hour of the day. He talked to me about what my loan options were and helped me understand the difference between my options. I trust him completely. He made us feel comfortable with our decisions that we had to make."

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

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EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Location

New American Funding

Temecula

27431 Enterprise Circle West, Ste 200
Temecula, CA 92590

Direct: 760-672-9608

Email: thad.pracht@nafinc.com

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