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Ronika Htu Loan Consultant

  • NMLS # 2058523
  • 7 Reviews

About Ronika Htu

My name is Ronika Htu, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Loan Consultant, NMLS #2058523, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

You're In Good Hands!

5/5 Based on 7 reviews
5/5

Deandra

Transaction Completed:
9/26/2023

"Everything went very smoothly!"

Des Moines, IA
5/5

Kelly

Transaction Completed:
9/26/2023

"Ronika did everything she could to help us through various obstacles that came our way. She always found a solution and was determined to help us keep our home"

Windsor Heights, IA
5/5

Sing

Transaction Completed:
9/12/2023

"Easy and make the buying house process very simple"

Marshalltown, IA
5/5

Diana

Transaction Completed:
9/11/2023

"Ronika overall is amazing!! She is on top of everything and kept me updated throughout the entire process. I really enjoyed working with her. Thank you!"

Des Moines, IA
Location

New American Funding

Des Moines - Locust

521 East Locust St, Ste. 240
Des Moines, IA 50309

Direct: 515-444-7903

Email: Ronika.Htu@nafinc.com

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