#1 in Customer Satisfaction
among Mortgage Servicers!
- J.D. POWER
For J.D. Power 2022 award information, visit jdpower.com/awards.
Ray Montanez Loan Consultant
- NMLS # 2091003
- |
- LMB # 100533461
- 57 Reviews
-
Direct:
210-334-8326 - |
-
Email:
Ray.Montanez@nafinc.com
About Ray Montanez
Ray Montanez NMLS #2091003 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. Ray Montanez is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!
With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.
#1 in Customer Satisfaction
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect.
NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand.
NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Meet The Team
From the Blog
Mission Statement: The New American Dream initiative combines hard work, integrity, a team effort, and continuous learning to increase the rate of Black Homeownership in America. Our purpose is to provide racial equity and build consumer confidence through home buying education, accessibility to credit, and mortgage industry career opportunity awareness to black communities. We're Committed: At New American Funding, we believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are committed to bridging the racial wealth gap. It's why we come to work each day.
You're In Good Hands!
Brenden
Transaction Completed:
5/21/2023
"Ray made this whole process easy. This guy deserves a raise"
Miles City, MT
Scott
Transaction Completed:
5/15/2023
"Great communication."
Ridgeland, MS
Emmanuel
Transaction Completed:
4/19/2023
"Ray made it super easy and was easy to connect with. He made the home buying process 10x easier!!!!"
Anniston, AL
Addie
Transaction Completed:
4/19/2023
"Ray was the best part of this whole process. He never left me hanging and always answered my questions."
Moultrie, GA
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Mission Statement: In 2013, New American Funding formed its own Latino Focus Committee. This purpose driven group works cohesively to enhance the quality of the lending experience among Hispanic consumers and aims to enrich the Hispanic community through homeownership. By mirroring the communities, we serve, we are able to increase sustainable Hispanic homeownership across America.
Location
New American Funding
Austin
11001 Lakeline Blvd, # 325
Austin, TX 78717
Austin, TX 78717
Direct: 210-334-8326
Email: Ray.Montanez@nafinc.com
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