Ray Montanez Photo

Ray Montanez Loan Consultant

  • NMLS # 2091003
  • 31 Reviews
MPA 5-Star Retail Lender

About Ray Montanez

Ray Montanez NMLS #2091003 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. Ray Montanez is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!

With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.

Ray Montanez Reviews

4.94 /5.0

Based on 31 reviews

Cody D. of Harvest, AL for Ray Montanez

Transaction Completed: 4/6/2022

Ray was very attentive and helped us answer any and all questions and made the home buying process as painless as possible. Thanks again!

Allen R. of Pell City, AL for Ray Montanez

Transaction Completed: 4/1/2022

Great experience! Appreciate the constant communication. In this business, you have to chase down lenders for information or updates on mutual clients. I did not have to do that at all! Look forward to future clients


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.
NAF American Dream Logo

Mission Statement: The New American Dream initiative combines hard work, integrity, a team effort, and continuous learning to increase the rate of Black Homeownership in America. Our purpose is to provide racial equity and build consumer confidence through home buying education, accessibility to credit, and mortgage industry career opportunity awareness to black communities.

We're Committed: At New American Funding, we believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are committed to bridging the racial wealth gap. It's why we come to work each day.

Latino Focus Logo

Mission Statement: In 2013, New American Funding formed its own Latino Focus Committee. This purpose driven group works cohesively to enhance the quality of the lending experience among Hispanic consumers and aims to enrich the Hispanic community through homeownership. By mirroring the communities, we serve, we are able to increase sustainable Hispanic homeownership across America.


New American Funding


11001 Lakeline Blvd, #325 - Building 1
Austin, TX 78717

Direct: 512-265-3623

Mobile: 210-334-8326

Email: Ray.Montanez@nafinc.com

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