About Michael Moseby

My name is Michael Moseby, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Sales Manager, NMLS #1187466, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.96/5 Based on 315 reviews
5/5

David Clark

Transaction Completed:
12/10/2025

"I had the privilege of being introduced to Michael through mutual clients who felt he was the right fit for their home-buying needs. We rolled up our sleeves and had an adventure! Our clients had been saving for years, and after having lost their ADU, they were renting behind their family's home and all of their possessions. They pushed forward courageously and got all their ducks in a row with Michael's pre-approval. Michael is by far one of the most knowledgeable and personable lenders I have worked with in the last 5+ years. He breaks down what can come across as complex yet important information to me, the selling agent, with ease. I toured 60+ homes with our clients and submitted our first offer, which landed at the bottom of the pile. The climb up was beyond our clients' budget, so we moved forward. Although specific features were very important to our clients, and I was reticent to send them a property that didn’t have them, I found a 1920s Spanish home in Alhambra, steps to South Pasadena, in an up-and-coming Landmark Historical District that checked off so many boxes that I had to send it to my clients. They ended up loving it, touring it, and we submitted their offer, which was accepted. The collaboration with Michael was on another level. While I scoured themls through over 150+ properties looking for all of the homes that sold without a garage and driveway, he proceeded to carefully navigate his lending software platforms to catch the rare home that had been financed through an FHA product that didn’t have a driveway or garage. Michael ended up finding that needle in a haystack, which was an FHA product the buyer had utilized to purchase the home decades earlier, which now became the foundation for our clients being able to do the same. These 48 hours of non-stop attention to detail led to our clients being able to be funded and after careful negotiations from a reduced purchase price, from a low-appraisal which would have stopped most lenders in their tracks to credit for some future property systems repairs are clients are now in their new home with equity and a plan forward to add a driveway with the City and grow their family. Michael is one of the finest-caliber lenders available, with a very rare work ethic. He is disciplined through obstacles and solution-driven, providing clients with a smooth transaction experience. I highly recommend his services in all areas!"

5/5

Sarita Austin

Transaction Completed:
11/28/2025

"Had an incredible experience with Michael Moseby as my loan consultant! He has a wealth of knowledge, an engaging interaction style and is skilled at explaining the elements of each loan product. He moved quickly to run the numbers on each property that I was interested in making an offer on. Michael is an excellent communicator and he was respectful of my time throughout my experience. He answered all of my questions thoroughly and I was able to get information from him in a timely manner. This allowed me to remain competitive with my offers and to submit them with a clear sense of the numbers. Highly recommend him!"

5/5

Sarita

Transaction Completed:
11/28/2025

"I had an incredible experience with Michael Moseby as my loan consultant! He has a wealth of knowledge, an engaging interaction style and is skilled at explaining the elements of your loan products. He moved quickly to run the numbers on each property that I was interested in making an offer on. He is an excellent  communicator and was respectful of my time throughout my experience. He answered all of my questions thoroughly and I was able to get information from him in a timely manner. This allowed me to remain competitive with my offers and to submit them with a clear sense of the numbers."

Los Angeles, CA
5/5

Ryan Schindler

Transaction Completed:
11/24/2025

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Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.
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Your Gateway to Enhanced Real Estate Success

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Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

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Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Porter Ranch

45 W. Easy St, Suite 6
Simi Valley, CA 93065

Direct: 818-434-9188

Email: michael.moseby@nafinc.com

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