Micah Gunter Photo

Micah Gunter Sr. Loan Consultant

  • NMLS # 2239450

About Micah Gunter

I'm Micah Gunter, your dedicated Mortgage Lender in Roseville, CA. Drawing from my background in college sports, I bring a strong sense of discipline and teamwork to the world of real estate finance. With a commitment to excellence and local market knowledge, I'm here to guide you through a seamless and informed home financing experience.
Whether you're a first-time buyer, upgrading, refinancing, or investing, I tailor mortgage solutions to meet your unique needs.

Let's collaborate on turning your homeownership dreams into a reality. Contact me today, and let's navigate the path to your new home together.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!

4.97/5 Based on 32 reviews

Stephen James

Transaction Completed:

"Micah Gunter worked hard to make sure everything went smoothly and kept me informed the whole time"

Cool, CA

Stephen James

Transaction Completed:

"Everything was perfect, Micah especially took control and went right at the pace I needed; didn't push, didn't lag but instead went at the pace I was going and knew I wanted in as soon as possible and was on top of his game the whole way through, the communication he showed was next level. I will recommend my family to Micah specifically but NAF as a whole for anything we need in the future."

Cool, CA

Daria Eiteneer

Transaction Completed:

"Micah is very professional, and very responsive. It was a great pleasure working with him."



Transaction Completed:

"We had a great experience at NAF. Everyone we talked to was very professional, polite, and available to answer all of our questions. Micah was very attentive to all our needs, and showed us that he really cared about our loan, needs, and experience on a personal level. We came to NAF after having a terrible experience with a different lender, and Micah stepped in on a very short notice, and was able to make the transition speedy and smooth, while always making us a priority and making us feel welcomed and appreciated. We will definitely recommend NAF and Micah to all our friends and family. We are clients for life!"

Garden Valley, CA

New American Funding

Roseville - Mid Pacific

1512 Eureka Road, suite 150
Roseville, CA 95661

Direct: 916-539-1772

Email: micah.gunter@nafinc.com

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