You're In Good Hands!

4.97/5 Based on 86 reviews

5/5

Kimberly

Transaction Completed:
6/27/2026

"Luke has the kindest heart! He took me in to his heart and gave me guidance on what was needed. He always answered all of my questions and is very reliable! My situation was a little rough but he was there to pray with me & give encouragement! I am now a proud homeowner!! ?? I can't thank him enough!! ??"

Jackson, MS

5/5

Shayron Nichols

Transaction Completed:
6/16/2026

"I normally do not write reviews, but I felt so blessed to have worked with Luke that I had to share my experience.I highly recommend Luke Billman! Unlike other lenders who simply told me what I couldn't do, Luke took the time to listen to my story and understand why homeownership was important to me. He created a clear plan, coached me on improving my credit score, and encouraged me every step of the way.What impressed me most was that he genuinely cared about me as a person, not just as a client. He constantly prayed over my health and finances. Right before closing, I experienced car trouble and was overwhelmed with stress. Luke immediately offered to help and provided support when I needed it most.His faith, compassion, and dedication made all the difference. Thanks to his guidance and encouragement, I am now a homeowner. Luke was truly a Godsend, and I wholeheartedly recommend him to anyone pursuing homeownership."

Canton, MS

5/5

Cole

Transaction Completed:
6/10/2026

"Luke made the VA Home Loan a very easy process, giving detail and updates in every step of the process! Highly recommended Luke above any other person!"

5/5

Addison

Transaction Completed:
6/10/2026

"Luke made the VA Home Loan a very easy process, giving detail and updates in every step of the process! Highly recommended Luke above any other person!"

Canton, MS

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

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Housing News & Advice

Great, You’re Pre-Approved! Now It’s Time to Secure the Mortgage

Here’s what happens following receiving a loan pre-approval letter and how to avoid surprises before closing day. Read More

Build the Home You’ve Always Dreamed of with a Construction Loan

If you haven’t found a home that checks off all your boxes, don’t fret. With a construction loan, you may be able to design the home you’ve ... Read More

Mortgage Rates Fall to a Seven-Week Low

Mortgage rates eased this week, falling to their lowest level in seven weeks as homebuyer demand continued to edge higher. Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

Luke Billman

Sales Manager

NMLS #98056

Tel: (843) 670-9676

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EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Luke Billman Sales Manager

About Luke Billman

Top Rated
Mortgage Lender

You're In Good Hands!