Josh Denlow VP of Residential Lending

Josh Denlow has over 20 years of experience as a mortgage broker, with a career centered on delivering personalized, high-quality service to clients. As the founder of The Denlow Team, Josh specializes in helping individuals and families find tailored mortgage solutions. With a combined loan volume of over half a billion dollars, The Denlow Team possesses the experience and knowledge to manage diverse financing situations.

Josh entered the mortgage industry at age 30, after a successful career in sales. His background in psychology from Kansas University has been instrumental in understanding and assisting clients throughout the loan process. Throughout his career, Josh has been recognized for his honesty, integrity, and dedication to treating clients with care.

Josh grew up in Evanston, Illinois, and graduated from Evanston Township High School (ETHS) in 1990. After many years away, he has returned to live in Evanston, where his children have grown up attending local Evanston schools, continuing a family tradition deeply rooted in the community.

Josh prioritizes building relationships, relying on referrals and exceptional service to create a loyal client base. He offers competitive rates, a variety of mortgage programs, and guidance throughout the mortgage process. Whether clients are first-time homebuyers or looking to refinance, Josh's expertise helps ensure a smooth experience.

Outside of his professional life, Josh is passionate about sports and giving back to his community. He loves to play softball and basketball, still actively participating in leagues. Over the years, Josh has also coached his kids' teams in football, basketball, and baseball, and he believes strongly in giving back through volunteer coaching, as well as supporting local schools and community programs. He and his wife, Jess, who is also a key member of The Denlow Team, are proud parents to Niko (26), a research analyst; Jadyn (22), pursuing her master’s in social work at the University of Chicago; and Dylan (19), a sophomore at Indiana University’s Kelley School of Business. Together, Josh and Jess are committed to both their family and providing clients with optimal mortgage solutions.