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Paul Kramer Sr. Mortgage Consultant

  • NMLS # 223798

About Paul Kramer

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

You're In Good Hands!

4.99/5 Based on 155 reviews

Saul E

Transaction Completed:

"Very attentive to the deadline Excellent communication skills. Always kept me up to date and in moving forward in process No issues at all in the closing process"



Transaction Completed:

"Paul and his team are incredibly attentive and supportive to what can be a stressful process. He helped make the purchase of our new home easy with his attention to detail and excellent communication. I know I’m in great hands with Paul!"


Carol A

Transaction Completed:

"Paul is simply outstanding. We had a difficult time getting an accepted contract in the current competitive market and Paul was super responsive evenings and weekends to make sure we had competitive offers to submit on short notice. Absolutely the best!!"

Deerfield, IL


Transaction Completed:

"Paul provided excellent communication and was extremely responsive when I had questions. He explained things to me and provided for a smooth and enjoyable mortgage and home buying process."


New American Funding

ILA - Detroit - CSR

41050 West 11 Mile Road, suite 100
Novi, MI 48375

Direct: 312-343-2200


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