San Clemente, CA Mortgage Lenders
San Clemente
224 Avenida Del Mar, Ste. C, San Clemente, CA 92672
New American Funding – San Clemente provides informed advice and mortgage lending services to homeowners and future homeowners. San Clemente mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the San Clemente community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of San Clemente, CA as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe San Clemente is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite San Clemente team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
Meet The Team
You're In Good Hands!
Melanie R W.
Transaction Completed:
5/15/2026
"Matt is a first class loan broker. He goes over and beyond and is ALWAYS available to answer any questions or address any concerns. He is a wonderful communicator with all third parties that are involved in the transaction. He is great to work with if you are a first time home buyer or a real estate investor with multiple units! Can't say enough great things aboit him and his team!"
Scott Messick
Transaction Completed:
5/13/2026
"Tom and I have worked together on multiple loans throughout the years and every time he accomplishes the task at hand with speed and fairness. As an entrepreneur, he was able to handle my complex income structure and receive a loan approval with ease. I will continue to work with Tom for years to come."
Scott M.
Transaction Completed:
5/12/2026
"Tom is top tier when it comes to qualifying for loans. I have worked with Tom multiple times throughout the years and it is never a question on who I will go to when I am in need. As an entrepreneur my finances can get quite complex, but Tom showed the upmost confidence in being able to get our loan approved. I can feel his genuine sincerity with having my best interest in mind to help me accomplish the goal at hand in the most financially responsible way possible. I look forward to working with Tom again on the next one. Thank you again for all your help!"
McKenzie M.
Transaction Completed:
5/9/2026
"Great community and moved things along quickly! Great response times!"
NAF Cash Can Turn You into a Cash Buyer
Explore the latest homebuying trends in your state
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Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Housing News & Advice
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
San Clemente
San Clemente, CA 92672
Direct: (949)445-8357